by Emily Rogan

High Park and Waldo Canyon Wildfire Survivors, Click Here

Colorado Assistance:

Colorado State Resources and Claim Help Publications

Sample Letter Requesting Extensions of Policy Deadlines

Click Here for a complete list of our Sample Letters.  

Fourmile Canyon Wildfire Survey Results:

Press Release: Survey shows Fourmile fire victims severely underinsured

12 MONTH SURVEY RESULTS
Our key findings include:

  • 64% of respondents reported being underinsured on their dwelling by an average of over $200,000
  • 36% of respondents have not yet reached a settlement with their insurance company on the dwelling portion of their claim
  • 35% of respondents will run out of "Additional Living Expense" benefits before they rebuild/replace their home.
  • 57% of respondents reported being underinsured on their personal property by an average of over $130,000
  • 43% of respondents do not believe a fair value was placed on their possessions
  • 65 % of respondents reported they received lowball estimates from their insurance company

Read the 12 Month Survey Data Here
Read the results crosstabbed by Insurance Company.

6 MONTH SURVEY RESULTS 
Our key findings include:

  • 61% of respondents reported being underinsured
  • 55% of respondents have not yet reached a settlement with their insurance company on the dwelling portion of their claim
  • The two most common disputes are over insurance coverage amounts and contents replacement.

Read the 6 month survey results data here
Read the results crosstabbed by Insurance Company.

Insurance Recovery Workshops:  

Insurance Questions? Need Claim-Related Information or Help?
Free Educational Workshops on Insurance Recovery
Hosted By: United Policyholders Outreach Coordinator Karen Reimus, 2003 (San Diego) "Cedar" Wildfire Survivor 

Past Workshops:

July 14th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: One Year Fire Anniversary Issues: Legal Issues (including the "Suit Against Us" clause and expiration of ALE benefits) and the Social-Emotional Aspect of the Fire Anniversary.

May 31st, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: Claims Handling Refresher

April 12th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: Insurance Claim Dispute Resolution Mechanisms (Negotiation/Mediation/Appraisal/Litigation)
View Agenda

March 10th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: The contents portion of the claim, including depreciation
View Agenda

February 10, 6:30 p.m., Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Download Flyer

January 10, 6:30, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Download Flyer 

Friday, November 19, 8:30-10:30 a.m., Boulder County Courthouse, 3rd Floor, Pearl and 13th St.
Download Flyer

Thursday, November 18, 6:30-8:30 p.m.,Boulder County Courthouse, EastWing, 2025 14th Street

Other Resources:

Colorado Department of Insurance
Bulletin B.5.28:Equitable Payment of Claims Resulting from the Fourmile Canyon Fire

Related News:

November 27, 2011 - Workshops help Boulder County homeowners find out if they're underinsured
September 30, 2011 - Fourmile Fire reveals snags in insurance claim process
September 24, 2011 - Fire survivors faced insurance headaches
September 8, 2011 - Report: 64 percent of Fourmile fire victims underinsured
September 6, 2011 - Fourmile Canyon Fire - One Year Later
September 3, 2011 - Fourmile Fire insurance claims require tenacity, patience
September 1, 2011 - Rising from the ashes - One year later, Fourmile Fire victims share tales of renewal
September 1, 2011 - One Year Later, Boulder Fire Victims Still Recovering
August 21, 2011 Fourmile Canyon Fire firefighter/victim hits roadblock to rebuilding
May 29, 2011 - Fourmile Canyon rebuilding slowed by claim disputes
February 16, 2011 - Are Insurance Companies Letting Down Forest Fire Victims?
January 15, 2011 - Fourmile Canyon Fire Victims in Colorado Need More Help From Their Insurance Carriers - Part 2
January 8, 2011 - Fourmile Canyon Fire Victims in Colorado Need More Help From Their Insurance Carriers - Part 
January 8, 2011 - California wildfire survivor offers insurance help to Fourmile Fire victims
January 5, 2010 - Boulder County Homeowners Fighting For Homes

About The Blogger

Emily Rogan

Emily Rogan

Emily Rogan joined United Policyholders in January 2008. As Program Coordinator, Emily works closely with the Executive Director and UP staff and volunteers to advance the mission of the organization through our three programs. For the last eight years she has educated homeowners and renters throughout the Bay Area on the importance of insurance and financial preparedness as a key component of disaster preparedness. Emily proudly represents United Policyholders at conferences, meetings and workshops hosted by community leaders, claim professionals, the insurance industry, local and state government and other NGOs. Emily currently serves on Curriculum Board of the California Department of Insurance. She is the former President for Northern California VOAD and served on their Executive Committee from 2011-2015. A San Francisco native, Emily received a Bachelors of Arts in Sociology from the University of California, Riverside in June 2007 and a Certificate of Non-Profit Management from San Francisco State University in 2012.