High Park and Waldo Canyon Wildfire Survivors, Click Here

Colorado Assistance:

Colorado State Resources and Claim Help Publications

Sample Letter Requesting Extensions of Policy Deadlines

Click Here for a complete list of our Sample Letters.  

Fourmile Canyon Wildfire Survey Results:

Press Release: Survey shows Fourmile fire victims severely underinsured

12 MONTH SURVEY RESULTS
Our key findings include:

  • 64% of respondents reported being underinsured on their dwelling by an average of over $200,000
  • 36% of respondents have not yet reached a settlement with their insurance company on the dwelling portion of their claim
  • 35% of respondents will run out of "Additional Living Expense" benefits before they rebuild/replace their home.
  • 57% of respondents reported being underinsured on their personal property by an average of over $130,000
  • 43% of respondents do not believe a fair value was placed on their possessions
  • 65 % of respondents reported they received lowball estimates from their insurance company

Read the 12 Month Survey Data Here
Read the results crosstabbed by Insurance Company.

6 MONTH SURVEY RESULTS 
Our key findings include:

  • 61% of respondents reported being underinsured
  • 55% of respondents have not yet reached a settlement with their insurance company on the dwelling portion of their claim
  • The two most common disputes are over insurance coverage amounts and contents replacement.

Read the 6 month survey results data here
Read the results crosstabbed by Insurance Company.

Insurance Recovery Workshops:  

Insurance Questions? Need Claim-Related Information or Help?
Free Educational Workshops on Insurance Recovery
Hosted By: United Policyholders Outreach Coordinator Karen Reimus, 2003 (San Diego) "Cedar" Wildfire Survivor 

Past Workshops:

July 14th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: One Year Fire Anniversary Issues: Legal Issues (including the "Suit Against Us" clause and expiration of ALE benefits) and the Social-Emotional Aspect of the Fire Anniversary.

May 31st, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: Claims Handling Refresher

April 12th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: Insurance Claim Dispute Resolution Mechanisms (Negotiation/Mediation/Appraisal/Litigation)
View Agenda

March 10th, 6:30pm, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Topic: The contents portion of the claim, including depreciation
View Agenda

February 10, 6:30 p.m., Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Download Flyer

January 10, 6:30, Commissioners’ Hearing Room, 3rd Floor, Boulder County Courthouse.
Download Flyer 

Friday, November 19, 8:30-10:30 a.m., Boulder County Courthouse, 3rd Floor, Pearl and 13th St.
Download Flyer

Thursday, November 18, 6:30-8:30 p.m.,Boulder County Courthouse, EastWing, 2025 14th Street

Other Resources:

Colorado Department of Insurance
Bulletin B.5.28:Equitable Payment of Claims Resulting from the Fourmile Canyon Fire

Related News:

November 27, 2011 - Workshops help Boulder County homeowners find out if they're underinsured
September 30, 2011 - Fourmile Fire reveals snags in insurance claim process
September 24, 2011 - Fire survivors faced insurance headaches
September 8, 2011 - Report: 64 percent of Fourmile fire victims underinsured
September 6, 2011 - Fourmile Canyon Fire - One Year Later
September 3, 2011 - Fourmile Fire insurance claims require tenacity, patience
September 1, 2011 - Rising from the ashes - One year later, Fourmile Fire victims share tales of renewal
September 1, 2011 - One Year Later, Boulder Fire Victims Still Recovering
August 21, 2011 Fourmile Canyon Fire firefighter/victim hits roadblock to rebuilding
May 29, 2011 - Fourmile Canyon rebuilding slowed by claim disputes
February 16, 2011 - Are Insurance Companies Letting Down Forest Fire Victims?
January 15, 2011 - Fourmile Canyon Fire Victims in Colorado Need More Help From Their Insurance Carriers - Part 2
January 8, 2011 - Fourmile Canyon Fire Victims in Colorado Need More Help From Their Insurance Carriers - Part 
January 8, 2011 - California wildfire survivor offers insurance help to Fourmile Fire victims
January 5, 2010 - Boulder County Homeowners Fighting For Homes