Water Damage Claim Help Library


(Index only)
HOME/PROPERTY OWNERS
	A. Basic Tips & Information re: coverage for hurricane damage under a homeowners insurance policy.
		Clock is Ticking on Storm Claims (pdf)
		General Claim Tips (pdf)
		Insurance claim help for Louisiana citizens (pdf)
		Dwelling Claim Tips (pdf)
		Contents Claim Tips (pdf)
		Negotiating, MarketWatch, 2005 (pdf)
		Getting Mortgage Lenders To Sign Off, Louisiana State Government
		A Guide for Individuals To Insurance Coverage for Losses from Hurricane Katrina, Dickstein, Shapiro, Morin & Oshinsky, LLP, 2005. (pdf)
		Arguing for Coverage - Americans for Insurance Reform, September, 2005
		Insurance Tips for Survivors of Hurricane Katrina, Jeannine Chanes, Esq., 2005 (pdf)
		Tips for Policyholders from the Louisiana Department of Insurance (pdf)
		Mortgage tips from Consumer Reports
		Is Your Home Properly Covered for a Disaster, Insurance Information Institute (pdf)
		Plaintiffs Crowd Civil Courthouse, www.nola.com, Aug. 29, 2006
	B. Insured Items
		Fine Print Exclusions, NPR Story, September 16, 2005
		1. Damage to Home
			General Claim Tips (pdf)
			Hurricane and Windstorm Deductibles, Insurance Information Institute
		2. Damage to Personal Property and Belongings
			Contents Claim Tips (pdf) Inventory/Personal Property Claim Worksheets
		3. Damage to "Other Structures" (Garages, Retaining Walls, Swimming Pools, etc.)
			Dwelling Claim Tips (pdf)
		4. Damage to Trees, Shrubs, Landscaping
			General Claim Tips (pdf)
		5. Additional/Temporary Living Expenses
			Dwelling Claim Tips (pdf)
		6. Debris Removal/Clean Up
			General Claim Tips (pdf)
	C. Types of Perils and Events
		1. Wind
			Louisiana Hurricane Impact Atlas - 2005, Louisiana Geographic Information Center (pdf)
			Was it Wind or Water, The New York Times, September 21, 2005 (pdf)
			Different types of policies in the Gulf Region: Hurricane Season and Insurance Coverage, cms.nationalunderwriter.com
			Wind Versus Water: Why “Proximate Cause” Should Help Not Hurt (pdf)
			State Farm: We're Paying Wind Damage Claims, www.claimsguides.com, April 7, 2006
			Miss. vs. State Farm re: Wind (pdf)
		2. Flood
			Flood Claim Rules, FEMA memo, May 7, 2004 (pdf)
			Special Katrina Flood Claim Rules, FEMA memo, September 21, 2005 (pdf)
			Waiver of the Proof of Loss Requirement in the Standard Flood Insurance Policy (SFIP) (pdf)
			What Should I Do If My Property Is Flooded? (pdf)
			Standard Flood Insurance Policy, National Flood Insurance Program, FEMA (pdf)
			Flood Policy Bulletins, National Flood Insurance Program

			Recent Case re: NFIP /Leasehold Improvements: Leasehold Improvements Insurable under Building Coverage, cms.nationalunderwriter.com
			Waiver of the Proof of uirement in the Standard Flood Insurance Policy (SFIP), FEMA memo, August 31, 2005 (Loss Reqpdf)
			Different types of policies in the Gulf Region: Hurricane Season and Insurance Coverage, cms.nationalunderwriter.com
			Rand Study Says Few Homeowners Buy Flood Insurance When It Is Not Required, www.rand.org, March 13, 2006
			Bad Faith/Flood Insurance (pdf)
		3. Looting and Theft
		4. Fire
	D. Lost or Missing Policies
		Tips for Policyholders from the Louisiana Department of Insurance (pdf)
	E. Life Insurance Policies
	F. Valuing Your Claim and Dealing with Insurance Adjusters
		Negotiating, Market Watch, September 9, 2005 (pdf)
		Claim Adjuster Info, Wall Street Journal, September 13, 2005 (pdf)
		Why Katrina Won't Flood Insurance Companies, www.slate.com, September 6, 2005
		Insurance Industry is Well Positioned to Keep Its Financial Commitments to Gulf Coast Residents, ATLA, September 27, 2005
		Claim Delays, Washington Post, September 29, 2005
		Insurance Litigation Predictions, Professor Adam Scales, writ.news.findlaw.com, September 19, 2005
		Twelve Tips to Secure Insurance Coverage for the Katrina Disaster, Anderson, Kill & Olick, P.C. (pdf)
		Insurance for Katrina Damage, PBS, NewsHour with Jim Lehrer, September27, 2005
		S. Fla., Insurers, Adjusters Backlogged With Damage Claims from Wilma, Insurance Journal, December 2, 2005
		Post Disaster Building Costs Jump, www.nola.com, December 15, 2005
	G. Sample Declarations Page and Forms
		Sample Attorney-Client Fee Agreement (pdf)
		Standard Flood Insurance Policy, National Flood Insurance Program, FEMA (pdf)
BUSINESS OWNERS
ADVOCATES (LAWYERS, PUBLIC ADJUSTERS, RELIEF AND GOVERNMENT AID WORKERS)
HOT TOPICS
LAWSUITS
LEGISLATIVE REFORM EFFORTS
FREQUENTLY ASKED QUESTIONS (pdf)
DICTIONARY OF COMMON INSURANCE TERMS
FIND AN INSURANCE LAWYER IN YOUR AREA
NON-LAWYER PROFESSIONAL HELP RESOURCES
CLAIM DISPUTE RESOLUTION RESOURCES
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