Water Damage Claim Help Library


(Index only)
HOME/PROPERTY OWNERS
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ADVOCATES (LAWYERS, PUBLIC ADJUSTERS, RELIEF AND GOVERNMENT AID WORKERS)
	Washington Post - Claim Delays
	A. General Claim Tips
		Argue for insurers to advance 20% Overhead & Profit (pdf)
		Clock is Ticking on Storm Claims (pdf)
		General Claim Tips (pdf)
		Dwelling Claim Tips (pdf)
		Contents Claim Tips (pdf)
		Don't Get Shortchanged on Katrina Cover (pdf), Business Insurance Magazine, November 14, 2005
		Fine Print Exclusions, NPR Story, September 16, 2005
		Dickstein Guide (pdf)
		Insurance Tips for Survivors of Hurricane Katrina, Jeannine Chanes, Esq., 2005 (pdf)
		Negotiating, MarketWatch, 2005 (pdf)
		Getting Mortgage Lenders To Sign Off, Louisiana State Government
		Securing a Full Insurance Recovery After Natural Disasters (pdf), Anderson, Kill & Olick, P.C., September/October, 2004
		Arguing for Coverage - Americans for Insurance Reform, September, 2005

		Tips for Policyholders from the Louisiana Department of Insurance
			After the hurricane hits: Answers to common questions about hurricane-related property damage (pdf)
			What Should I Do If My Property Is Flooded? (pdf)
		Twelve Tips to Secure Insurance Coverage for the Katrina Disaster, Anderson, Kill & Olick, P.C. (pdf)
		Hurricane and Windstorm Deductibles, Insurance Information Institute
	B. Wind vs.Flood
		Louisiana Hurricane Impact Atlas - 2005, Louisiana Geographic Information Center (pdf)
		Was it Wind or Water, The New York Times, September 21, 2005 (pdf)
		What Should I Do If My Property Is Flooded, Louisiana Department of Insurance (pdf)
		Experts Say Faulty Levees Caused Much of Flooding, Washington Post, September 20, 2005
		Flood Exclusions in Windstorm Policies, Dennis J. Wall, Esq. (reprinted from ATLA with permission of author) (pdf)
		Wind Versus Water: Why “Proximate Cause” Should Help Not Hurt (pdf)
		State Farm: We're Paying Wind Damage Claims, www.claimsguides.com, April 7, 2006
		Miss. vs. State Farm re: Wind (pdf)
		Katrina Victims Say Agents Advised Against Flood Coverage (pdf)
	C. Unresolved Issues
		Getting Mortgage Lenders To Sign Off, Louisiana State Government
		How Will Homeowners Insurance Litigation Play Out, FindLaw's Legal Commentary, September 19, 2005 (pdf)
		Insurance for Katrina Damage, PBS, NewsHour with Jim Lehrer, September27, 2005
		Why Katrina Won't Flood Insurance Companies, www.slate.com, September 6, 2005
		Insurance Industry is Well Positioned to Keep Its Financial Commitments to Gulf Coast Residents, ATLA, September 27, 2005
		Follies Caused Floods, Knight Ridder Newspapers, November 6, 2005
		S. Fla., Insurers, Adjusters Backlogged With Damage Claims from Wilma, Insurance Journal, December 2, 2005
		Claim Abuse Report (pdf) — United Policyholders is a part of the coalition that produced this document
		Legislative Reform in Louisiana (pdf)
		1. Valued Policy Laws
			Evaluating Valued Policy Law After Katrina (pdf)
			Mierzwa & Proximate Causation—A Ray of Hope for Insurance Victims in LA and MS (pdf)
			a. Florida
			Insurance Companies, Not Taxpayers, Should Pave the Gulf Coast Road to Recovery
			Hurricane Claims and Valued Policy Law (pdf)
			b. Louisiana
			c. Mississippi
		2. Issues raised in pending lawsuits
			The Need for Caution, FindLaw Legal Commentary, September 19, 2005 (pdf)
			What Should I Do If My Property Is Flooded, Louisiana Department of Insurance (pdf)
			Recent Case re: NFIP/Leasehold Improvements, www.nationalunderwriter.com
			MS. AG suit to void water exclusions back in state court, www.insurancejournal.com, March 13, 2006
		3. Causation issues including levee breaches and other factors that combined with the hurricane forces
			Rand Study Says Few Homeowners Buy Flood Insurance When It Is Not Required, www.rand.org, March 13, 2006
	D. Types of Policies at Issue
		Rand Study Says Few Homeowners Buy Flood Insurance When It Is Not Required, www.rand.org, March 13, 2006
		Bad Faith/Flood Insurance (pdf)
	E. Specific Points of Law
		Disaster and Business Interruption Coverages, Anderson, Kill & Olick, P.C. (pdf)
		Industry attorney's viewpoint: Unraveling Insurance Coverage for Hurricane Katrina: No Big Easy Task, cms.nationalunderwriter.com
		State Laws Preempted in Flood Cases (pdf)
HOT TOPICS
LAWSUITS
LEGISLATIVE REFORM EFFORTS
FREQUENTLY ASKED QUESTIONS (pdf)
DICTIONARY OF COMMON INSURANCE TERMS
FIND AN INSURANCE LAWYER IN YOUR AREA
NON-LAWYER PROFESSIONAL HELP RESOURCES
CLAIM DISPUTE RESOLUTION RESOURCES
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