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Property Damage Insurance Claims and General Claims Help

Publication and Resource Library

Welcome to our library where you’ll find useful guides, articles, samples and examples in plain language about topics related to insurance.  Our publications are based on our organization's many years of hands-on experience working with individual consumers.  They include information from experts; insurance industry insiders, agents and brokers, attorneys, consumer advocates and public adjusters.  Because UP is not-for-profit and not for sale, our tips are unique and valuable.  We have no hidden agenda. By using the buttons on the left side of this page you can find buying tips, claim tips, links and other resources. Visit the “Shortcuts” section for help solving common problems.

Featured Content

Publication // Earthquake

Earthquake Claim Tips for Homeowners and Businesses

Even if you do not carry an "earthquake" policy, or believe your damage may not exceed your deductible, you should notify your agent/broker and carrier in writing that you have sustained a loss and are filing a claim.

Publication // Fire

Roadmap to Recovery Surveys

Our purpose is to collect data on insurance claims and recovery progress at various intervals; identify coverage issues, individual and common problems and solutions, assess the pace of recovery and the claims handling performance of the various insurers in the region.

Publication // General

Speak UP: How to communicate with your insurance company

Tips for communicating with your insurance company

Publication // Homeowners

"Survivors Speak" Tip Series

Testimonials about calculating dwelling claims from people who have lost their homes in California wildfires in the last ten years.

Publication // Homeowners

Your Insurance Legal Rights as a Property Owner in Texas

Insurance policies are legal contracts, so legal rules come into play when you file a claim after a loss.

Publication // General

Top 10 Insurance Claim Tips

Publication // General, Business / Commercial, Fire, Homeowners, Hurricane, Windstorm

Frequently Asked Questions About Property Damage Insurance Claims in Alabama

Publication // Earthquake

Earthquake Insurance Shopping Guide

A tool to compare prices and features of earthquake insurance

Roadmap to Recovery Presentation