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Even if you do not carry an "earthquake" policy, or believe your damage may not exceed your deductible, you should notify your agent/broker and carrier in writing that you have sustained a loss and are filing a claim.
Testimonials about calculating dwelling claims from people who have lost their homes in California wildfires in the last ten years.
Your Insurance Legal Rights As A Property Owner In California
A way to resolve insurance claim and coverage disputes
UP's Guide to your Declarations Page
Property Damage FAQ’s
Q&A with The California Department of Insurance
For Recovering the Costs of Repairing and Replacing Damaged/Destroyed Household Items
Read the definition of disability in your policy to determine whether or not your condition qualifies for benefits.