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California Fire Recovery Resources

United Policyholders publishes free tips, articles and sample forms on the web and in print. The following publications relate to rebuilding or repairing after a fire.

Insurance Claim Basics

General Claim Tips
Fire Insurance Claim Tips for California Residents (pdf)
Top Twenty Tips for Recent Disaster Survivors (pdf)
FAQs for Disaster Survivors (pdf)
A Simplified Guide to Your Homeowners Policy (pdf)
bullet Mortgage Issues

Dwelling/Structure

Dwelling Claim Tips (pdf)
Tips for Reviewing Adjusters' and Contractors' Estimates (pdf)
Xactimate Demystified (pdf)

Contents/Personal Property

Home Contents Claim Tips (pdf)
Depreciation Info for Personal Property Items (pdf)

RESOURCES FOR OVERCOMING OBSTACLES

Publications aimed at helping troubleshoot insurance claim problems: How to "go up the chain", complain effectively, get help from public agencies, hire professional help.

Overcoming Obstacles

Publication List:

Organizing Carrier-Specific Groups (pdf)
Underinsurance 101
(pdf)
Speak UP: Effective Claim Complaints
(pdf)
Getting Help from the California Department of Insurance
(pdf)
Response Deadlines for Insurers in California
(pdf)
Your Insurance Legal Rights as a Property Owner in California
(pdf)
Protecting Your Legal Rights at the One Year Anniversary
(pdf)
Examinations Under Oath
(pdf)
A Policyholders Guide to Mediation
(pdf)
Hiring an Attorney for an Insurance Claim: When, Why and How
(pdf)
Public Adjusters – The Inside Scoop
(pdf)
Making the Best Choice when Hiring a Public Adjuster
(pdf)
Dropped by your insurer – Where to go for help
(pdf)