October 3, 2016

In this section you will find tips, tools and resources for recovering from a partial or total wildfire loss. Our main focus is on helping you navigate your insurance claim toward a full, fair and prompt settlement, but we also offer guidance on emotional recovery, debris removal, temporary living arrangements, government aid, construction issues, hiring professional help, and deciding how and if you will repair, rebuild or buy a replacement home.

Attention Clayton Fire survivors:...

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September 13, 2016

In his latest article, expert policyholder attorney Kirk A. Pasich explores when insurance company advertising slogans may be admissible lawsuits alleging bad faith, unfair competition, unfair business practices, fraud, or misrepresentation.  

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August 31, 2016

United Policyholders is hosting its first Roadmap to Recovery workshop for Clayton Fire survivors in partnership with UMCOR and Team Lake County on September 6, 2016. The workshop will start at 6PM and will be at the Clearlake United Methodist Church, 14521 Pearl Ave, Clearlake, CA 95422. Karen Reimus will cover insurance recovery orientation and will provide...

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August 15, 2016

If your home or business was damaged or destroyed in recent flooding in Louisiana or elsewhere, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources.  SPECIAL NOTICE, MARCH 5, 2017: FEMA HAS EXTENDED THE PROOF OF LOSS DEADLINE FOR NATIONAL FLOOD INSURANCE PROGRAM POLICYHOLDERS TO...

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July 8, 2016

Flash floods are doubly devastating because they often hit areas that had not been classified as flood risk zones.  Because most people only buy flood insurance if they're in a zone where mortgage lenders by law make them buy it, flash flood victims rarely have flood insurance.  

Standard home policies exclude flood damage.  Insurance adjusters are trained to tell flood victims that from the get-go.  That bad news hits hard.  Most people feel the double blast of the pain of their loss and the news it's not covered.  While the owner is scrambling to...

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