June 22, 2017
 
Ted Peach, a Nevada County resident who lives on Banner Mountain, said the rate for his home insurance policy recently went up from $1,200 to $3,800.
 
"The house has cementboard siding, metal roof, ironwood deck and has very good vegetation clearance," he said. "Our rates are going up? What more can I do to my house than what I have done?"
...
As posted at:
June 20, 2017
 
If your car is in an accident, or your house is damaged in a storm, the insurance claims you file will wind up in your CLUE report.
 
The trouble is most people have never heard of a CLUE report, even though the data in it impacts their car and home insurance premiums.
 
Scott Strand is a homeowner. He lives in Vestavia....
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June 13, 2017

 

Six U.S. senators agree to fix the troubled federal program. Powerful floods devastate communities across America every year. After these catastrophic natural disasters, too many Americans find themselves facing a man-made calamity: a National Flood Insurance Program that overcharges and underdelivers for policyholders and for taxpayers.

June 9, 2017
 
After an April windstorm tore roof shingles off his house, Nick Ragone of Rochester, New York, figured it would be a routine claim process. But then his insurance company asked if it could use a new tool to inspect the damage.
 
Instead of a ladder, the claims adjuster brought a drone. The small quadcopter — a helicopter powered by four rotors —...
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June 4, 2017

Shopping for home insurance can be a challenge if you have a dog--especially if its breed is seen as dangerous. This guide will help you get a policy (and affordable rate) regardless.

 

pit bull dog

 

As posted at:
June 1, 2017

FAIR Plan said the cost of repairing the lower income fire-damaged home wasn’t required, even though similar loss in a wealthy neighborhood would be covered.

On Friday, May 26, homeowner Marlene Garnes won a legal victory against California FAIR Plan Association (FAIR) when the California Court of Appeal, First District overturned a decision by a lower court and ordered the...

June 1, 2017
Hurricane season is fast approaching, but don't be too focused on the official June 1 start date. This year, late April saw Arlene, the first named tropical storm of the season. Coastal...
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May 31, 2017
An insured homeowner whose home has been badly damaged is entitled to coverage for the cost of repairs, even if those far exceed the property’s market value, a state appeals court has ruled.
 
Reversing a Contra Costa County judge’s decision, the First District Court of Appeal in San Francisco said a Richmond woman whose home was damaged by a kitchen fire in 2011...
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May 25, 2017
Scottsdale Insurance Co. recently asked the Ninth Circuit to uphold a ruling that an exclusion in an education technology company’s policy for claims related to professional services bars coverage for a False Claims Act suit, and attorneys say a decision in the insurer’s favor could severely limit D&O coverage for privately held service providers.
 
As posted at:
May 17, 2017
The Atlantic hurricane season is a little more than two weeks away, so now is a good time for homeowners along the coast to check their insurance coverage.
 
The annual hurricane season runs for six months, from June through November.
 
“A good place to start is your deductible,” said Amy Bach, executive director of United Policyholders,...
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