November 18, 2015

Three years ago, New York City was devastated by Superstorm Sandy. While we are making progress in the post-Sandy rebuild and recovery, too many New Yorkers are still fighting with their insurance companies about what type of damage is covered. And many have simply given up and accepted the pitiful settlement their insurance company paid. 

Take one Midland Beach resident, who...

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November 6, 2015

The Federal Emergency Management Agency is encouraging Californians to buy flood insurance before El Niño hits, even if they live in low- to moderate-risk areas where it’s not required by lenders.

“If there was ever a time to buy flood insurance, this is the time,” Roy Wright, FEMA’s deputy associate administrator for insurance and mitigation, ...

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November 4, 2015

The U.S. Department of the Treasury has named 12 individuals including several insurance industry executives, a professor, a consumer advocate and six state regulators to serve on the Federal Advisory Committee on Insurance (FACI).  The FACI was established to provide a source for consumers and representatives from the insurance and reinsurance industry, academics, and state regulators to...

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October 16, 2015

Property owners should keep daily journals

Property owners who lost homes in the Butte Fire should keep their own records and not rely solely on insurance company claim adjustors to determine the value of their losses, an expert on the industry said Wednesday in Mountain Ranch.

Amy Bach, an attorney who is executive director of United Policyholders, offered that advice during a...

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October 7, 2015

New York Times - Many people in areas deluged by rains and flooding tides fed by Hurricane Joaquin are likely to be surprised to find that standard ...

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October 5, 2015

San Francisco Chronicle - Some Californians could pay more for homeowners insurance or have their policies not renewed as a result of wildfires that swept the state this summer, state Insurance Commissioner Dave Jones said last week.

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September 28, 2015

Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their...

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September 24, 2015

MIDDLETOWN, Calif. – The Lake County Office of Emergency Services (OES) is hosting a community meeting at 6 p.m. Thursday, Sept. 24, at 6 p.m. at the Middletown High School football field.

Residents, homeowners and contractors are invited to attend the community meeting. 

Federal, state and local representatives in attendance will include:

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September 22, 2015
It’s that time of year again. Your car insurance policy is up for renewal and your fingers are crossed in hopes of a reduction. Even though you have been a safe driver, your insurance company raises your rates. “Why are my rates going up?” The short answer is that it’s the cost of doing business. Insurance companies pay out billions of dollars in claims each year. Sometimes companies pay...
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September 18, 2015

Category 5 coverage: Is your policy hurricane-proof?                          

Unexpected Weather

No one expects to have their car float away in 12 feet of floodwater and end up perched atop a tree, or pinned under a house.

But there were a lot of those kinds of...

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