Why should you trust our buying tips? Because United Policyholders is a non-profit consumer organization that’s on your side. We don’t sell insurance. We don’t accept donations from insurance companies. We’re consumer advocates…we want you to get your money’s worth. By using our buying tips, you can avoid many of the problems we’ve seen in our twenty years helping people with home, business, health, life, disability, and auto insurance claims. We know you want to pay the least for the most. But we also know you want to be covered if something bad happens.

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gap insurance pays the difference between what you collect from an insurance company for the value of the car and the amount you still owe on the loan.
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If you don’t own a car but want to be insured for occasional driving of rented and borrowed cars, you can buy a “non-owner” policy.
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Important documents to take when evacuating
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Read the questions and answers below to find out how to insure your home against mudflow, either through your homeowner's policy, or through a separate flood policy.
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How to find a good agent or broker to advise you and help you find the right coverage.
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Preparedness tips based on read life lessons from disaster survivors and experts
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What you need to know for full protection without wasting money
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Here’s how to make sure you are fully protected
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A tool to compare prices and features of earthquake insurance