United Policyholders | Empowering the insured.

United Policyholders (UP) is a non-profit 501(c)(3) whose mission is to be a trustworthy and useful information resource and a respected voice for consumers of all types of insurance in all 50 states. We don't take money from insurance companies. We give you the straight scoop. Guide you on buying insurance and navigating claims. Fight for your rights.

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Latest News

May 22

Spread the word about our COVID-19 Loss Recovery Library

Our COVID-19 Loss Recovery library is designed to help small businesses collect all available insurance benefits to offset their losses and get back on their feet. Just as we help individuals after disasters, we are helping the businesses that are a vital part of our communities - our neighbors and friends and the providers of essential services, jobs, and many of the activities we are all...

May 21

UP joins 1500 other non-profits to help solve an insurance crisis hitting our sector

A record number of Americans are in dire financial straits and relying on charitable sources for their meals. The food banks and meal delivery services providing those meals are non-profit businesses. So is United Policyholders and the many partners we work with to provide free services to disaster survivors. Like all businesses, we non-profits need liability and property insurance in order to...

May 20

When To Drop Collision & Comprehensive Insurance

If you own a car, you don’t have a choice about buying certain auto insurance coverage types. Depending on your state, you’ll be buying some combination of liability auto insurance , uninsured motorist coverage and/or PIP insurance . Collision insurance pays for damage to your car after an accident with an object: a pole, guard rail, or tree, for example. Comprehensive coverage is not exactly “...

May 15

How to Bundle Renters and Auto Insurance

Bundling is a common way to save money on most types of insurance policies, including renters insurance. When it comes time to renew your renters insurance policy or shop for a new one, it’s worth finding out if you can save money by bundling your renters and auto insurance policies together. Here’s a primer on insurance bundling, so you fully understand how it works, along with the steps of how...