United Policyholders | Empowering the insured.

United Policyholders (UP) is a non-profit 501(c)(3) whose mission is to be a trustworthy and useful information resource and a respected voice for consumers of all types of insurance in all 50 states. We don't take money from insurance companies. We give you the straight scoop. Guide you on buying insurance and navigating claims. Fight for your rights.

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Latest News

June 17

Camp Fire (Paradise) - Insurance Claim Help

If your property has been damaged or destroyed, we are here to help. Please take our short, confidential survey on your insurance status 6 months post-fire. The information we gather through your responses will help us continue providing services to Camp Fire impacted households. In this library and through our Roadmap to Recovery program, you can access guidance and information on navigating...

June 14

Check UP: Volunteer Project - Helping homeowners review their insurance policies

On June 14, 2019 in Napa, United Policyholders hosted a community event called Check UP to help homeowners get prepared for wildfire season. At Check UP, homeowners could bring a copy of their insurance policy and have an expert volunteer review the policy with them. Knowing your limits and what's inside your policy is a key to avoiding the underinsurance crisis . Volunteers helped homeowners...

June 13

Options are few for storm-ravaged homes with insufficient insurance

With the Atlantic hurricane season underway, homeowners should be aware that inadequate insurance coverage can make recovering from a bad situation even worse. Whether damage from a storm comes from wind or water, homeowners whose coverage is insufficient have discovered the hard way that it makes recovery difficult and that their options for help are limited. “Some people believe they don’t need...

June 5

A powerful disaster recovery model: Insurance Support Groups

Helping wildfire survivors form support groups by insurance company has been part of United Policyholders' menu of services since our beginning. We've seen time and again how communicating with others who are navigating similar policy language, company rules and adjuster personalities helps people overcome claim delays and problems. In the early months after a disaster we routinely post laminated...