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United Policyholders (UP) is a non-profit 501(c)(3) whose mission is to be a trustworthy and useful information resource and a respected voice for consumers of all types of insurance in all 50 states. We don't take money from insurance companies. We give you the straight scoop. Guide you on buying insurance and navigating claims. Fight for your rights.

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Latest News

November 13

Homeowners In Fire Zones Lose Insurance Coverage

OAKLAND (KPIX 5) — As fires ravage California each year, more homeowners are at risk of losing their insurance. The fires across the region in recent weeks caused memories of the 1991 fire in the Oakland hills to come racing back to homeowner Al Fleischman. “When one loses something that one puts one’s life into, it’s always, always sad,” Fleischman said. 25 people died and nearly 3,500 homes...

November 3

Kincade Fire Survivors - Visit UP in the LAC

United Policyholders will be helping Kincade Fire survivors at the Local Assistance Center in Healdsburg from Monday, November 4th - Wednesday, November 6th. The LAC will be open from 10 a.m. to 7 p.m. Residents impacted by the Kincade Fire can access recovery services and resources at the Local Assistance Center (LAC) at the Healdsburg Community Center, 1557 Healdsburg Ave. Government agencies...

November 1

Fires’ cost is higher for poorer Californians

Victims of wildfires are at risk of losing not only their homes, but their insurance plans as well. Wildfires have ravaged California over the past few weeks. Fire erupted in Jurupa Valley Thursday and already spread across 300 acres. The Kincade Fire in Northern California burned over 76,000 acres, and the Getty Fire in Southern California burned 745 acres as of Thursday. Governor Gavin Newsom...

October 31

Sonoma County evacuees during Kincade fire eligible for insurance coverage for hotel, meal costs

Sonoma County residents forced to evacuate because of the Kincade fire could be reimbursed for their expenses while away from home by their homeowner insurance company. The caveat is that those policyholders would have to be displaced under a mandatory evacuation order issued by Sonoma County Sheriff Mark Essick to be eligible for any reimbursement from their insurers. About 190,000 county...