United Policyholders | Empowering the insured.

United Policyholders (UP) is a non-profit 501(c)(3) whose mission is to be a trustworthy and useful information resource and a respected voice for consumers of all types of insurance in all 50 states. We don't take money from insurance companies. We give you the straight scoop. Guide you on buying insurance and navigating claims. Fight for your rights.

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Latest News

July 10

UP helping CA households struggling to find and afford home insurance

Through our Roadmap to Preparedness and Advocacy and Action programs, United Policyholders is continuing to work hard to help the thousands of California households that are struggling to keep their homes properly insured at a price they can afford and with a company they can count on. We are: - Publishing and updating written guidance , tips and information at uphelp.org - Collecting and sharing...

July 9

All Roads Lead to the JPMDL: Another COVID-19 Business Interruption Declaratory Judgment Is Stayed Pending MDL Decision

Insurers nationwide are awaiting the forthcoming decision of the Judicial Panel on Multidistrict Litigation (JPMDL) on consolidating COVID-19 business interruption coverage lawsuits. In the meantime, some federal courts are staying proceedings, declining to rule on fully-briefed motions and deferring decisions that could bring clarity to insurers and their insureds in individual disputes. On...

July 6

Sonoma County rebuilds two-thirds of homes lost in 2017 wildfires

On the morning of her 34th birthday last July, Katrina Lassen woke up in her new house in Larkfield Estates, a suburban subdivision where all 163 homes had been incinerated by the Tubbs fire in 2017. “It was surreal,” she said. “I just felt at home immediately.” The ranch-style home lost in the blaze was where her husband, Danny, a Santa Rosa firefighter, had grown up. In its place, the Lassens...

July 2

Fire Victim Trust Funded July 1st

SAN FRANCISCO, July 1, 2020 /PRNewswire/ -- The PG&E Fire Victim Trust announced today that it has been funded effective today. The Trust received the Fire Victim Trust settlement proceeds from PG&E which includes 476,995,175 shares of PG&E Common Stock and the first installment of cash funding of $5.385 billion ($5.4 billion reduced by previous court-ordered advances of $15 million)...