Our house fired occurred in Oct. 2013 and the rebuild will be completed in March 2015 due to delays beyond our control: 1. permitting process; 2. contents removal company was incompetent; 3. foundation work, which was scheduled PRIOR to the fire, took longer than expected and caused delay to the rebuilding, perhaps 3-4 weeks. What is the carrier's obligation to cover ALE for construction work which was scheduled on my house prior to the fire? Thank you very much.

About The Expert

William Hedden

William Hedden is President and CEO of Consolidated Adjusting, Inc, a public insurance adjusting firm. In 1991, he became a licensed Public Insurance Adjuster with the California Department of Insurance. He is also a licensed real estate broker and a licensed B-1 general contractor in the State of California. He earned a law degree from Hastings College of Law and was admitted to the State Bar of California in 1979. Mr. Hedden served on United Policyholders' Board from 1997-2016.