I had a business fire 2 yrs ago - never had a fire before so the company did not pay me for my fathers stuff (who was in a nursing home at the time) that was being stored in my business. The owner was questionable so they advised me to me to move - mind you they never paid for my bills. I paid them with the funds they provided it took me almost a year to find another building and I put in for my replacement equipment they sent the gestopo to my new business running my customers off and talking crazy saying that I did not purchase new equipment. I politely called police and they said they wanted my bank records and left asked for a recorded statement at this time i am livid and i don't answer they did not pay me and now the little that they did give they have sent to a collections. I have retained my personal lawyer for this but i need to know if if this will allow me to sue them since they have sent it to collections they gave me 2yrs to sue and that was up last month when i got a collections letter, my attorney is not an insurance attorney.

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.