The insurance adjuster's estimate for property damage as a result of the Aug. 2014 South Napa Earthquake specifies a "price list" as CAEB8X_NOV14. I surmise it is a California list for Nov. 2014 (the estimate is dated 12/17/2014). My question is: what does EB8X mean? The UP article on understanding estimates indicates this should be a geographical area (e.g., an SD designation means San Diego). EB might mean East Bay region of San Francisco, I guess -- except that no one considers Napa to be East Bay. And what does 8X mean? The estimate I have received is riddled with errors and omissions and totals less than 1/2 of the bid amount a reputable local contractor his given me for repairs. I am trying to figure out what could be causing the discrepancy (in addition to the obvious errors and omissions related to specific damage). Thank you for your help.
State: 
California

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.