I had a house fire 4/13 that was ruled arson by the fire marshal. Insurance Co wants an EUO . The house was under remodel. One of the contractors subs is who best I can figure did it. His issue was I said he could have a motorcycle of mine for part of the labor on the plumbing. The job took over a month and the plumber and the Main Contractor got into a fight. I changed my mind on giving him the bike cause it took so long and they were fighting. The afternoon of the fire, Saun the plumber gave the main contractor a brage or texts and phone calls asking for the bike. Then at 6 ish the house caught on fire. I was out to dinner with my girlfriend's daughter at the time of the fire. I finished working on the house at 3:30 that afternoon. Also I had a previous house fire 4/99 which was ruled accidental. I am not on the deed. There is a question as to am I on the policy. My girlfriend and I are not married but have been together for 5 years. The main contractor turned out not to be legit and is a felon. Do I need a lawyer to help me with the EUO or should I do it my self?

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.