In Louisiana if over 75 percent of your house in burnt is the insurance suppose to total the home? If the contents person for the insurance company came out to look to see in the contents were totaled he told me contents were totaled also are they supposed to cut me a check for the total amount I have for my contents I am disabled and hired a public adjuster he took over 1,000 pictures and came up with 145,000 the insurance company sent us a check for $43,000 they said they came up with 90,000 total and when I purchase 47,000 worth of contents they will sent the other portion of the contents check I have rcv on everything Thanks

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.