State Farm ins. has cancelled my homeowners policy effective Apr. 5 2015 because I bothered them with 2 claims last year. I have a townehome and share two common wall, on Sep. 30 2014 one next door neighbor had a connection to his kitchen faucet come loose in the middle of the night flooding his place mine and our other next door neighbor. Then 6 weeks later on Nov. 19 2014 my other neighbor on my other side had almost the same problem but this time it was caused by the contractors restoring his home. None of these incidents occurred in my home but State Farm and I was the victim both times and know I am being further victimized by State Farm by labeling me negligent. I have called around and nobody will insure me I have talked to two insurance brokers and one has failed to called back after taking all my information and am still waiting for information from the second broker. NEED HELP!

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.