Hi! I had a house fire in Louisiana. According to our Parish laws, if greater than 30% of electrical wiring is birned, the entire house must be rewired to bring it up to code. My insurance company is saying they will only cover the actual wiring burned, and anything required to bring it up to code to pass inspection will be out of my pocket. Is this legal? I feel like I'm stuck with several grand of repairs I wouldn't have needed if the fire hadn't happened!
State: 
Louisiana

About The Expert

David Baria

David Baria is the elected Minority Leader of the Mississippi House of Representatives and practicing attorney from Bay St. Louis, Mississippi. He is a partner in Baria-Jones with offices in Bay St. Louis and Jackson, Mississippi. David has practiced law as a consumer advocate for over 20 years and is a past President of the Mississippi Trial Lawyers Association. He is also a member of the American Board of Trial Advocates and a Fellow of the Mississippi Bar Foundation. In his law practice, David has focused on bad faith cases and he assisted many victims of insurance company abuses in the aftermath of Hurricane Katrina, which virtually destroyed his hometown of Bay St. Louis.