I had been providing both material and labor in the renovation. I had been working on the property since April of this year. Mowing the lawn, etc. The homeowner and I had an agreement where I would get paid ten persent of the sale of the home. The owner has locked us out and refuses to give us the name of his insurancecompany). He also refuses to let us go into the home to go thru what is salvageble. We have no money, no clothes a nd he is even trying to thwart me from getting my tools. Personally, i've kost thousands of $ in clothes, tools and band, P A equip., keyboards, recording equip. Last year I refinshed the interior, ie plater repair, knockdown finish & p a int. I still have building materials in the house he has not paid me for as well as retaining wall blocks.

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.