I am receiving LTD and SSDI benefits. I have 1 primary house and 3 investment properties that I am renting out. My health is getting worse! 1) Should I have a company to protect my investment? 2) How can I keep the LTD co and SSA from denying me any of my current benefits if I have a business? 3) Can I sell my primary home and buy investment property and sell it or rent it? What would the SSA and LTD say about it? 4) Can I buy more investment properties? 5) From what I read, being as a real estate broker the LTD won't be able to Offset what I will earn? Am I correct? Thanks in advance!

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.