I receive LTD from DOW Chemical, I'm thinking about filing for veterans disability. I have been on LTD for several years with ERISA Plan # 506, applicable to those disabled prior to 1-1-2008. I would like to know if they consider veterans disability payments as an offset. I want to file for VA disability benefits after I get my VA med records. I would want to do this anonymously, dealing with them rattles me. I hope you can help me with this answer and not share my e-mail. Thank You for working on this important question, it could change my and my families lives.
North Carolina

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.