Hello. I work with a bunch of commercial roof contractors. One of our contractors recently had a question come up with a building owner he's working with. It seems that it's not unusual for big public adjuster firms such as Empire Public Adjusters to obtain claim settlements that are 200-300 percent bigger than what their clients were originally offered. However, when a big public adjuster firm does obtain a bigger commercial claim settlement for a client, what tends to happen to the client's insurance premiums thereafter? Do they increase? Does the client lose insurance coverage? Thank you in advance for your input.
State: 
Texas

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.