I recently was informed by my insurance adjuster that I will be receiving a Reservation of Rights letter that I will be asked to accept and sign for it. I am not sure if it is in fact the right thing to do? Lately and suddenly it appears that my insurance company is getting ready to deny me coverage. I suspect they are trying to find ways to deny this claim and I most likely will dispute it. Nevertheless, can you kindly tell me if this is wise to sign when served with this letter? I have not yet contacted an insurance attorney but may require one soon, especially should I receive this. I am concerned as I understand that this is on it's way to me and I am worried about whether it is okay to sign for this before speaking with an ins. attorney. Your prompt reply would be greatly appreciated as I am expecting it in the next day or two. Thank you.
New York

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.