we have been w/state farm for 49+ yrs., Had two claims in less of five yrs on the home owners one was for $1,100.00 the other was $3,000.00, just received a termination letter, because of claims is this fair? we have always made our home ins. pymt. and been loyal to State farm, we also carry our auto with them.. what type of ins. would you recommend.. If we file a complaint it could take us as long as 2 yrs to get it settled, plus the paper work we would have to pay for....

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.