I have brought three different licensed building contractor to my house to obtain estimate on the repairs needed, but so far, none of them had given any estimate nor bid on the job. The insurance company adjuster had given me the written estimate and a check and an unfunded credit card to use for accommodation when my family and I need to leave the house during construction. I do not want to deposit the check until I find the actual cost of the repair job from a contractor and until I settle with the insurance because I realize that the adjuster's estimate is most likely much lower than the actual cost. What can I do to find a reputable contractor who will be willing to take the repair job so I could go forward on my insurance claim? My claim with the insurance company has been pending for already one month. Is the statute of limitation running out on my claim while I am still looking for the contractor who will do the job?

About The Expert

William Hedden

William Hedden is President and CEO of Consolidated Adjusting, Inc, a public insurance adjusting firm. In 1991, he became a licensed Public Insurance Adjuster with the California Department of Insurance. He is also a licensed real estate broker and a licensed B-1 general contractor in the State of California. He earned a law degree from Hastings College of Law and was admitted to the State Bar of California in 1979. Mr. Hedden served on United Policyholders' Board from 1997-2016.