I am in dispair when it comes to automobile insurance in Detroit! I live on a very fixed income month to month and will be turning 60; my birthdate coming on Sunday, October the 26th. My tags will expire soon as well. I have my tags fee but am having great difficulties with a fair premium auto rate less alone down payment. What I find appalling is how the overrated insurance companies are able to get richer or have these outrageous markets competition with each other and seem to forget that not every human person is financially able to play their numbers game. It seems this is a system to eradicate low income households as unqualified or desirable to attract an exclusive package. This seems like prejudice to me. Who lobbies for such as us? I know I Am not alone. I help an auto insurance to be a tangible item by choice! I/WE, Detroiters with low income to be able to afford it fairly!

About The Expert

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. She co-founded United Policyholders in 1991 and serves as the organization's Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach is in her eighth consecutive term as an official consumer representative to the National Association of Insurance Commissioners, and is a member of the Federal Advisory Committee on Insurance.