The Cameron Peak, Calwood, Lefthand Canyon, and East Troublesome Fires have affected many Colorado residents.  Through our Roadmap to Recovery program you can access free, trustworthy help navigating the process of returning to a wildfire damaged area, repairing and replacing damaged and destroyed property, and collecting all available insurance funds.  

If your property is damaged or destroyed, our guidance will help you get started on the road to recovery, make good decisions and keep moving forward.  United Policyholders is non-profit and has expertise based on nearly three decades of assisting in communities hit by wildfires.  Our staff, disaster veteran and professional volunteers and our partnerships with public, private and non-profit partners will help lighten your load.  We're rooting for you and here to help.  No strings attached.  

We encourage you to take advantage of wildfire recovery help that available through the Colorado Division of Insurance.  They have issued comprehensive guidance for those impacted by the fires - click here to access those resources. We will post relevant Bulletins from the Colorado Division of Insurance at the bottom of this page.

The following are selected items from the extensive library of resources we offer.  Through our Roadmap to Recovery program you can access tips, tools and the straight scoop on insurance, clean up, contractors, lawyers, adjusters, avoiding ripoffs and mistakes, your legal rights and emotional support from people who geninuely care about helping you navigate successfully.




Roadmap to Recovery Online Workshops

Survivor to Survivor Forum
Tuesday, February 2, 7:00 PM PT/8:00 PM MT
Navigating the Dwelling & Contents Insurance Claim
Wednesday, February 10, 5:30 PM MT
Survivor to Survivor Forum
Tuesday, February 16, 7:00 PM PT/8:00 PM MT
Contents/Personal Property Intensive
Saturday, February 20, 11:00 AM MT
Q&A for 2020 Colorado wildfire survivors
Wednesday, February 24, 5:30 PM MT

Register for any of these events:

Click here to sign up for our mailing list for claim help guidance
and to be notified of virtual workshops


Steps on the Road to Recovery

STEP 1: Taking it in and getting started

TIP: If you lost your home in the wildfire, when you file your insurance claim, be sure to ask for a cash advance to help you get situated.  Be sure to ask for it in writing (email counts).  

STEP 2: Arranging temporary housing

STEP 3: Getting organized 

STEP 4: Getting debris removed 

Partial Losses/Standing Homes:

If your home was spared but was exposed to extreme heat and smoke, we offer specialized guidance on partial loss insurance claim issues related to proper cleaning, inspecting for damage, restoring healthy indoor air quality and repairing obvious as well as hidden damage.  

FEATURED VIDEO: Standing Homes, Smoke/Heat Insurance and Recovery Guidance


STEP 5: Being pro-active in documenting and valuing your losses

STEP 6: Creating your home inventory and navigating your contents claim

STEP 7: Making financial decisions

STEP 8: Choosing a contractor

STEP 9: Working with your mortgage company

STEP 10: Getting help if/when you need it

 Taking care of yourself along the way

SIGN UP HERE to receive information and alerts from United Policyholders  

NOTE:  United Policyholders respects and protects the privacy of all who communicate with our organization.  We do not share or sell our mailing lists.


Eyes tired from reading?  Watch our FIRST STEPS AFTER A WILDFIRE video here.

Related News and Information:

DORA - Division of Insurance Bulletins

Contact the Colorado DORA Division of Insurance with concerns and questions about insurance and the claims process.  Call the Division at 800-930-3745 or email them at


Previous UP Workshops and Events

Roadmap to Recovery virtual workshop
Insurance Q&A webinar
January 20, 2021, 5:30 PM MT

Roadmap to Recovery virtual workshop
Survivor to Survivor forum
January 19, 2021, 8:00 PM MT

Roadmap to Recovery virtual workshop
Scoop on "Scope" Part 1
January 16, 2021, 10:00 AM MT
PowerPoint slides

Roadmap to Recovery virtual workshop
How to Read Your Policy for CO wildfire survivors
January 13, 2021, 5:30 PM MT

Roadmap to Recovery virtual workshop
Insurance Q&A webinar
December 15, 2020, 5:30 PM MT

Roadmap to Recovery virtual workshop
Recovery and Insurance Orientation for CO wildfire survivors
December 7, 2020, 5:30 PM MT


About The Blogger

United Policyholders

United Policyholders is a non-profit organization that serves as a voice and an information resource for insurance consumers in all 50 States.