Shopping for health insurance? Open enrollment for 2015 plans across the nation starts November 15th, 2014 and ends in February, 2015.  The penalty for not protecting yourself and family by buying health insurance kicks in in 2015.

Common questions: https://www.healthcare.gov/apply-and-enroll/

Picking by quality: Consumer satisfaction with health insurance plans:  http://www.consumerreports.org/health/insurance/health-insurance-plans.htm

Shopping FAQs:  Georgetown University Health Policy Institute publishes an excellent guide to the Affordable Care Act. It's designed for people helping people buy insurance ("Navigators" and agents/brokers), but the FAQs and info in the guide will be useful to anyone shopping for themselves or family members: http://navigatorguide.georgetown.edu

The penalty for being underinsured:  Here's the scoop on the penalty for not being insured https://www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/

Gratitude to our partners at Georgetown University and Consumers Union for helping us inform the public on this important topic.

About The Blogger

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. While practicing insurance regulatory law and representing clients in litigation matters, she co-founded United Policyholders in 1991. Bach migrated from the private practice of law in 2005 to become the organization's full-time Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally-recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous legal and consumer publications including "The Disaster Recovery Handbook," "WISE UP: The Savvy Consumer's Guide to Buying Insurance," and tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach has served as an official consumer representative to the National Association of Insurance Commissioners since 2009 and is in her second term as an appointed member of the Federal Advisory Committee on Insurance. She also currently serves on the American Bar Association’s Standing Committee on Disaster Preparedness and Response.