The California State Senate Insurance Committee
Insurance funds can and should fuel an individual's or business' ability to repair, rebuild and regain financial health after a disaster. But as our surveys show, these funds don't always flow as they should. Overly detailed proof requirements, bureaucratic delays, confusing depreciation and unreasonably short deadlines create obstacles that get in the way of successful recovery for far too many disaster survivors. So after past disasters in many parts of the United States, United Policyholders has helped pass laws to remove obstacles and make it easier for survivors to collect the benefits they paid for. In full. On time. We've had some successes, but there is still work to be done.
Our surveys also show that some insurers advance policy benefits, and waive and relax deadlines and requirements to make it easier on their customers. We know reforms can be made that will be an enormous help to disaster survivors and their communities.
In the aftermath of the record-breaking wildfires of 2017, lawmakers from impacted districts, together with the California Department of Insurance, introduced a package of wildfire insurance reform bills. The bills are designed to reduce obstacles and ease the path to recovery.
UP has created a sample letter that can be used to register support for these bills. We encourage all survivors to make your voices heard.
To register your support for the wildfire insurance reform bill package, write or call Hon. Steve Glazer, Chairman of the CA Senate Insurance Committee, 1 (916) 651-4007 and Hon. Tom Daly, Chairman of the CA Assembly Insurance Committee 1 (916) 319-2069. Your message can be simple: "IMPROVE RECOVERY BY PASSING INSURANCE REFORM"

About The Blogger

Amy Bach

Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. While practicing insurance regulatory law and representing clients in litigation matters, she co-founded United Policyholders in 1991. Bach migrated from the private practice of law in 2005 to become the organization's full-time Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally-recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous legal and consumer publications including "The Disaster Recovery Handbook," "WISE UP: The Savvy Consumer's Guide to Buying Insurance," and tips and guides in the UP Claim Help Library.  Recognized by Money Magazine as a Money Hero, Bach has served as an official consumer representative to the National Association of Insurance Commissioners since 2009 and is in her second term as an appointed member of the Federal Advisory Committee on Insurance. She also currently serves on the American Bar Association’s Standing Committee on Disaster Preparedness and Response.