by United Policyholders

 

On this website and through our Roadmap to Recovery program you will find tips, tools and resources relevant to the Thomas fire.  Our main focus is on helping you navigate your insurance claim toward a full, fair and prompt settlement.  We also offer guidance on debris removal, temporary living arrangements, government aid, construction issues, hiring professional help, and deciding how and if you will repair, rebuild or buy a replacement home.

 

If your home has been damaged or destroyed, we are very sorry.  Please watch the First Steps After a Disaster video and make use of all the help our non-profit offers.  That includes videos of our past Roadmap to Recovery workshops in other wildfire areas, a library of tipssamples and toolsguidance from past disaster survivors, and answers to individual questions from insurance claim and legal profession expert volunteers via our Ask an Expert forum.

If your home was spared but was exposed to extreme heat and smoke, we offer specialized guidance on insurance claim issues related to proper cleaning, inspecting for damage, restoring healthy indoor air quality and repairing obvious as well as hidden damage.

SPECIAL NOTICE:

INSURANCE COMMISSIONER JONES ISSUES BULLETIN URGING HOMEOWNERS TO FILE MUDSLIDE, MUDFLOW, AND DEBRIS FLOW CLAIMS BASED ON PRELIMINARY INDICATIONS THAT FIRE WAS THE EFFICIENT PROXIMATE CAUSE. A SUBSEQUENT PRESS RELEASE INDICATES MOST INSURERS ARE RECOGNIZING EFFICIENT PROXIMATE CAUSE AND PAYING CLAIMS.

 

Here are some items to get you started putting one foot in front of the other on the road to recovery:

For more information, visit our Claim Help Library by clicking the icon below:

 
                                                
Wildfire (Total Loss)
Claim Help Library 
  Partial Loss
Claim Help Library 
 

 

Ask an Expert Forum:

The UP ”Ask an Expert” forum is an easy and safe way to ask direct questions and get answers from experienced and reputable consumer-oriented attorneys, claim, construction, tax and finance professionals plus previous disaster survivors who serve as UP volunteers. Your identity and personal information are protected. To use the forum, please visit www.uphelp.org/Ask-an-Expert

Previous workshops: 

 

Roadmap to Recovery Workshop
Navingating your insurance claim,
asserting your rights and sources of help

Tuesday, June 26th from 5:30-7:30pm
Montecito Union School Auditorium
385 San Ysidro Rd., Santa Barbara
View the Flyer for more information
View the workshop handout

 

Total loss workshop
Monday, March 12 6-8PM
​Ventura County Administration Building
Board of Supervisors Hearing Room
800 S. Victoria Ave., Ventura 93009
View workshop flyer

Insurance consultation clinic
Tuesday, March 13, 6-8PM
Ventura College of Law
4475 Market St, Ventura 93003
View clinic flyer

Partial loss/smoke damage workshop
Wednesday, March 14 6-8PM
Ventura County Administration Building
Board of Supervisors Hearing Room
800 S. Victoria Ave, Ventura 93009
View workshop flyer
 

Roadmap to Recovery Orientation Workshop
Monday, January, 22nd from 6-8pm
Board of Supervisors' Hearing Room
County of Ventura Hall of Administration
800 S Victoria Street, Ventura
Click here to view the flyer

 

About The Blogger

United Policyholders

United Policyholders is a non-profit organization that serves as a voice and an information resource for insurance consumers in all 50 States.