By ANN CARRNS

The New York Times, MARCH 21, 2014

Every day, Jesse Slome says, about a half-dozen people contact his office at the American Association for Long-Term Care Insurance, a group for industry professionals, to complain about premium increases on their policies.

Long Term Care Insurance policyholders have faced very tough decisions in recent years. Escalating premiums, insurer insolvencies and complex and reduced options have made those policies much less...Read more
When you think about long-term care, what is the first thing that comes to mind? For many, it may be nursing homes or something associated with aging and increasing medical needs. In a broad sense...Read more
Does your financial plan take into account all of the possibilities regarding your health and your ability to care for yourself in the future? Most people don’t think twice about insuring their...Read more

By Christine Dugas, USA TODAY

Just as aging Baby Boomers are realizing they may need long-term care insurance, the marketplace is shrinking, the cost of premiums is soaring, and providers are altering the policies they offer.

Long-term care insurance helps cover expenses that typical health insurance doesn't, such as nursing homes, in-home care and assisted living.