“United Policyholders is a 501(c)(3) with unique expertise in insurance recovery and financial preparedness and a teaching team that has proven valuable to our citizens.”
COVID Loss Recovery Initiative
When events cause people and businesses to suffer serious and costly losses and insurance benefits become critically important to recovery, United Policyholders provides guidance, advocacy support and information to facilitate fair claim payouts. Our goal is to help every person and entity that has invested in buying insurance get the full value of that investment and recover all benefits owed after adversity has struck.
Official shutdown and shelter-in-place orders due to the COVID-19 pandemic have caused crippling financial losses for businesses throughout the nation. Insurance benefits will make or break many businesses' ability to resume operations and recover. United Policyholders established this library just as we would after a hurricane or wildfire to assist the flow of desperately needed insurance funds. We thank and acknowledge our sponsors, donors and volunteers for sharing our dedication and service to empowering the insured.
In this library you will find current information, strategies and help resources for collecting all available insurance benefits for losses associated with COVID-19. The library is curated by our not-for-profit organization and a team of leading policyholder attorneys and professionals from across the United States. It features basic as well as in-depth guidance on insurance coverage, claim and legal matters plus the latest developments in the battle for coverage.
Media inquiries please email media@uphelp.org.
Last Update: 12/1/20
UP IN ACTION ⌄
KEEPING BUSINESSES INFORMED
- Can businesses rely on insurance to overcome COVID-19 losses? (Bach Talk - March 19, 2020)
- Business Insurance and COVID-19 losses (4/1/2020)
- Getting (Back To) Business Interruption Insurance
ADVOCATING FOR INSURED BUSINESSES
- Business Interrution Policies and Claims - NAIC
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COVID-19 Related Business Interruption Claims, Coverage Issues, Disputes and Litigation
(Consumer Liaison Committee, Spring meeting 2020) - NAIC Special Session on COVID-19 Impact and Response
FILING AMICUS/FRIEND OF THE COURT BRIEFS ⌄
- Brief of Amicus Curiae United Policyholders in Opposition to the Emergency Application for Extraordinary Relief (Joseph Tambellini, Inc. v. Erie Insurance Exchange)
- United Policyholders Amicus Brief in Support of Plaintiff and in Opposition to Defendant's Motion to Dismiss (Prime Time Sports Grill, Inc. v. DTW1991 Underwriting Limited, A Certain Interested Underwriter at Lloyd's London)
- Brief of Interested Party Amicus Curiae United Policyholders in Opposition to Motions to Transfer Pursuant to 28 U.S.C. 1407 (IN RE: COVID-19 Business Interruption Protection Insurance Litigation)
- Brief of Amici Curiae United Policyholders, Business Interruption Group, and National Independent Venue Association In Support of Plaintiff's Opposition to Defendant's Motion to Dismiss (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)
- United Policyholders and National Independent Venue Association Brief of Amici Curiae in Support of Plaintiffs' Opposition to Defendant's Motion to DIsmiss (Rising Dough, Inc. v. Society Insurance)
- Amicus Brief of United Policyholders In Support of Plaintiffs and in Opposition to Defendant's Motion to Dismiss (Dakota Girls, LLC v. Philadelphia Indemnity Insurance Company)
- Brief of Amicus Curiae United Policyholders in Support of Plaintiffs and in Opposition to Defendant's Motion to Dismiss (Cornerstone Warrington, Inc. v. The Cincinnati Insurance Co.)
- Brief of Amicus Curiae United Policyholders, National Independent Venue Association, and Washington Hospitality Association in Support of Vita Coffee's Opposition to Defendant's Motion to Dismiss (VITA Coffee v. Fireman's Fund Insurance Co.)
- United Policyholders' Amicus Curiae Brief in Support of Plaintiff's Response to Defendant's Motion to Dismiss Under Rule 12(b)(6) or in the Alternative for Summary Judgment (Big Onion Tavern Group, LLC v. Society Insurance Co.) *Motion for Leave Denied
- United Policyholders' and National Independent Venue Association Brief of Amicus Curiae (Serendipitous, LLC/Melt v. The Cincinnati Insurance Co.)
- Amicus Curiae Brief of United Policyholders in Support of Plaintiffs' Response in Opposition to Defendants' Motion to Dismiss (Chattanooga Professional Baseball LLC v. National Casualty Co) *Motion for Leave Denied
- Brief of Amici Curiae United Policyholders and National Independent Venue Association In Support of the Plaintiffs-Appellants (Rose's 1 v. Erie Insurance Exchange)
- Motion for Leave to File and [Proposed] Brief of Amicus Curiae United Policyholders and National Independent Venue Association (Nostalgic Partners LLC v. Philadelphia Indemnity Insurance Co)
PUBLICATIONS BY UP SPONSORS
Anderson Kill
Covington
Gauthier Murphy & Houghtaling, LLC
Hunton Andrews Kurth
- Coronavirus Resource Center
- Letter to the Editor Re: "SARS, Insurers Changed Policies Covering Businesses"
- Hunton Andrews Kurth LLP: Coronavirus (COVID-19) Insurance Coverage Materials
- COVID-19 Complaint Tracker
- COVID-19 Business Interruption Coverage: A Policyholder's Perspective
Lesser Law Group
Reed Smith
The Wallace Firm
Rutter & Russin, LLC
BIG
Government Orders/Notices ⌄
NATIONAL ⌄
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NAIC - National Association of Insurance Commissioners
COVID-19 Property/Casualty Data Call -
FEMA
Coronavirus (COVID-19) Pandemic: Eligible Emergency Protective Measures (March 19, 2020) -
Eversheds Sutherland
COVID-19 -related insurance regulatory developments
List of State Executive Orders
- List of State Executive Orders (Covid-19 Resources for State Leaders)
Faegre Drinker Biddle & Reath LLP
California
- Commissioner Lara Orders Insurance Data on Business Interruption Coverage to Assist Small Businesses
- FAQ on business interruption insurance and other issues affecting California small businesses
- Requirement to Accept, Forward, Acknowledge, and Fairly Investigate All Business Interruption Insurance Claims Caused by the COVID-19 Pandemic
- COVID-19 Protection for Policyholders from Unfair Settlement Practices
Colorado
- Amending and Extending Executive Order D 2020 017 Ordering Coloradans to Stay at Home Due to the Presence of COVID-19
- Bulletin No. B-5.38: Actions to Protect Consumers with Property and Casualty Insurance Policies During the COVID-19 Public Health Emergency in Colorado
Illinois
Indiana
Maryland
New York
Oregon
Napa County, CA
Sonoma County, CA
Broward County, FL
Pinellas County, FL
New Orleans, LA
Albuquerque, NM
New York City, NY
Dallas County, TX
Duncanville, TX
Lawsuits ⌄
Tracking
ALABAMA
CONNECTICUT
ILLINOIS ⌄
INDIANA
OKLAHOMA
RHODE ISLAND
-
Penn Law
Covid Coverage Litigation Tracker -
Saxe Doernberger & Vita, P.C.
Covid-19 Insurance coverage resources (library) -
Hunton Andrews Kurth
Covid-19 Complaint Tracker
United States Judicial Panel on Multidistrict Litigation ⌄
Orders - IN RE : COVID-19 Business Interruption Protection Insurance Litigation
Amicus Briefs
- Brief of Interested Party Amicus Curiae United Policyholders in Opposition to Motions to Transfer Pursuant to 28 U.S.C. 1407
- Interested Parties' Response of Amici Curiae American Property and Casualty Insurance Association and National Association of Mutual Insurance Companies in Opposition to Motions for Transfer of Actions Pursuant to 28 U.S.C. 1407 for Coordination or Consolidated Pretrial Proceedings
Opposition
- Memorandum of Law in Opposition to Motion for Transfer and Consolidation Pursuant to 28 U.S.C. 1407 (Big Onion)
- Interested Parties Westchester Surplus Lines Insurance Co and INdemnity Insurance Co of North America's Response to Plaintiffs' Motions for Transfer and Coordination or Consolidation Under 28 U.S.C. 1407
- Interested Party Response In Opposition to Transfer and Coordination or Consolidation under 28 U.S.C. 1407 (Factory Mutual)
- Liberty Mutual's Interested Party Response in Opposition to Plaintiffs' Motion to Transfer
- Memorandum of Law in Opposition to Motion For Transfer and Consolidation Pursuant to 28 U.S.C. 1407 (Thor Equities)
- Memorandum of Law in Opposition to Motion For Transfer and Consolidation Pursuant to 28 U.S.C. 1407 (Cafe International Holding Company
- Interested Parties Westchester Surplus Lines Insurance Co and Indemnity Insurance Co of North America's Supplemental Brief in Response to Cafe International Holding Company LLC's Opposition to Motion for Transfer and Replies In Support of Motions to Transfer
- Erie's Interested Party Response in Opposition to Plaintiffs' Motions for Transfer and Coordination or Consolidation
Support
- Reply Brief in Further Support of the Motion for Transfer and Coordination or Consolidation under 28 U.S.C. 1407 (LH Dining and Newchops)
- Plaintiffs Reply In Support of Subsequent Motion for transfer of Actions Pursuant to 28 U.S.C. 1407 for Coordinated or consolidated Pretrial Proceedings (Christine Jo Berkseth-Rojas DDS)
Other
- Declaration of Professor Tom Baker
- Plaintiffs Chart
- Business Interruption Insurance Test Case Framework Agreement
Orders - Individual Insurers
- Transfer Order (IN RE: Society Insurance Company COVID-19 Business Interruption Protection Insurance Litigation)
- Order Denying Transfer (IN RE: Cincinnati Insurance Company COVID-19 Business Interruption Protection Insurance Litigation)
- Order Denying Transfer (IN RE: Travelers COVID-19 Business Interruption Protection Insurance Litigation)
- Order Denying Transfer (IN RE: Certain Underwriters at Lloyd's London, COVID-19 Business Interruption Protection Insurance Litigation)
- Order Denying Transfer (IN RE: Hartford COVID-19 Business Interruption Protection Insurance Litigation)
ALABAMA
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Circuit Court of Jefferson County, Alabama Tenth Judicial Circuit
Complaint (Sharecropper LLC v. Farmers Insurance Exchange) -
United States District Court for the Northern District of Alabama Western Division
COMPLAINT FOR DECLARATORY JUDGMENT (Wagner Shoes, LLC v. Auto-Owners Insurance Company)- United Policyholders' and National Independent Venue Association Brief of Amicus Curiae (Serendipitous, LLC/Melt v. The Cincinnati Insurance Co.)
- Amicus Curiae Brief of American Property Casualty Insurance Association and National Association of Mutual Insurance Companies (Serendipitous, LLC/Melt v. The Cincinnati Insurance Co.)
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United States District Court for the Southern District of Alabama Southern Division
ORDER (Hillcrest Optical, Inc. v. Continental Casualty Co.)
ARIZONA
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United States District Court For the District of Arizona
Order (Border CHicken AZ LLC v. Nationwide Mutual Insurance Co)
Superior Court of the State of California Los Angeles County ⌄
- COMPLAINT FOR DECLARATORY RELIEF (Scratch Restaurants v. Farmers Group Inc.)
- COMPLAINT FOR DECLARATORY RELIEF (10E, LLC v. The Travelers Indemnity Company of Connecticut)
- COMPLAINT FOR DECLARATORY RELIEF (2420 Honolulu Avenue, LLC v. The Travelers Indemnity Company of Connecticut)
- COMPLAINT FOR DECLARATORY RELIEF (837 Foothill Blvd., LLC v. The Travelers Indemnity Company of Connecticut)
- COMPLAINT FOR DECLARATORY RELIEF (Mark J. Geragos v. The Travelers Indemnity Company of Connecticut)
- COMPLAINT FOR DECLARATORY RELIEF (Geragos & Geragos, APC v. The Travelers Indemnity Company of Connecticut)
- COMPLAINT (The Madera group, LLC v. Mitsui Sumitomo Ins. USA Inc.)
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FIRST AMENDED COMPLAINT (Pez Seafood DTLA, LLC v. The Travelers Indemnity Co.)
- Plaintiff's Opposition to Defendant Travelers Property Casualty Company of America's Motion to Dismiss (Pez Seafood DTLA, LLC v. The Travelers Indemnity Co.)
- Plaintiff's Request for Judicial Notice in Support of Opposition to Defendant Travelers Property Casualty Company of America's Motion to Dismiss (Pez Seafood DTLA, LLC v. The Travelers Indemnity Co.)
- Notice of Ruling and Order Re: Petition for Coordination (Odessa Investment Corp v Farmers Group, Inc)
- Order (Musso & Frank Grill Co., Inc. v. Mitsui Sumitomo Insurance USA)
California more ⌄
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United States District Court Central District of California
COMPLAINT FOR DECLARATORY JUDGMENTS AND DEMAND FOR JURY TRIAL (Travelers v. Geragos and Geragos)Complaint and Demand for Jury Trial (In-n-out Burgers v. Zurich American Insurance Co.)
COMPLAINT (Musso & Frank Grill Co., Inc. v. Mitsui Sumitomo Insurance USA)
Order Granting Defendant's Motion to Dismiss and Denying Plaintiff's Motion to Remand (10E, LLC v. The Travelers Indemnity Company of Connecticut)ORDER (Plan Check Downtown III, LLC v. AmGuard Insurance Co)
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United States District Court Central District of California Western Division
CLASS ACTION COMPLAINT for: (1) Breach of Contract; and (2) Declaratory Judgment (Caribe Restaurant & Nightclub, Inc. v. Topa Insurance Co.) -
Superior Court of California - County of Napa
COMPLAINT FOR DECLARATORY RELIEF (French Laundry vs. Hartford) -
Superior Court of the State of California County of San Francisco
COMPLAINT FOR DAMAGES, DECLARATORY RELIEF, AND INJUNCTIVE RELIEF (John's Grill v. The Hartford Financial Services Group)Complaint and Demand for Jury Trial(New Restaurant Group LP v. Farmers Group Inc.)
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Superior Court of the State of California for the County of Santa Barbara
COMPLAINT & JURY DEMAND (Moda LLC v. Hartford Fire Ins. Co.) -
United States District Court for the Southern District of California
Complaint for (1) Declaratory Relief; (2) Breach of Contract; and (3) Breach of the Covenant of Good Faith and Fair Dealing (FlorExpo LLC v. Travelers Property Casualty Co. of America)Class Action Complaint (Pappy's Barber Shops, Inc. v. Farmers Group, Inc.)
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Superior Court of the State of California In and For the County of Monterey
Order Granting Defendant California Mutual Insurance Company's Demurrer to Plaintiff's Complaint (The Inns by the Sea v. California Mutual Insurance Co.) -
United States District Court Northern District of California - San Francisco Division
Class Action Complaint (Water Sports Kauai, Inc. v. Fireman's Fund Ins. Co)
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United States District Court for the Northern District of California
Class Action Complaint (Mudpie, Inc. v. Travelers Casualty Insurance Co. of America)- Defendant Travelers Casualty Insurance Company of America's Notice of Motion and Memorandum of Points and Authorities in Support of Motion to Dismiss (Mudpie, Inc. v. Travelers Casualty Insurance Co. of America)
- Plaintiff's Memorandum in Opposition to Defendant's Motion to Dismiss (Mudpie, Inc. v. Travelers Casualty Insurance Co. of America)
Order RE: Motions to Dismiss (Franklin EWC, Inc. v. The hartford Financial Services Group, Inc.
CONNECTICUT
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United States District Court District of Connecticut
Amended Complaint (LJ New Haven LLC v. Amguard Insurance Co.)
DISTRICT OF COLUMBIA
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Superior Court of the District of Columbia Civil Division
COMPLAINT (Proper Ventures, LLC v. Seneca Insurance Co. Inc.)
Order Denying Plaintiffs' Motion For Summary Judgment and Granting Defendant's Cross-Motion For Summary Judgment (Rose's 1, LLC v. Erie Insurance Exchange)
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United States District Court Middle District of Florida Tampa Division
COMPLAINT AND DEMAND FOR JURY TRIAL (Prime Time Sports Bar v. Certain Underwriters at Lloyd's London)- Motion to Dismiss Pursuant to Rule 12(b)(6) (Prime Time Sports Bar v. DTW1991 Underwriting Limited, A Certain Interested Underwriter at Lloyd's London)
- Plaintiff's Response to Defendant's Motion to Dismiss (Prime Time Sports Bar v. DTW1991 Underwriting Limited, A Certain Interested Underwriter at Lloyd's London)
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United States District Court Southern District of Florida
CLASS ACTION JURY DEMAND (El Novillo Restaurant v. Certain Underwriters at Lloyd's London)- Defendants Certain Underwriters At Lloyd's, London Motion to Dismiss The Complaint and Incorporated Memorandum of Law (El Novillo Restaurant v. Certain Underwriters at Lloyd's London)
- First Amended Class Action Complaint (El Novillo Restaurant v. Certain Underwriters at Lloyd's London)
- Defendants Certain Underwriters at Lloyd's, London Motion to Dismiss Plaintiffs' First Amended Class Action Complaint and Incorporated Memorandum of Law (El Novillo Restaurant v. Certain Underwriters at Lloyd's London)
- Plaintiffs Response In Opposition to Defendants' Motion to Dismiss the Amended Complaint
CLASS ACTION COMPLAINT (ATMA Beauty, Inc. v. HDI Global Specialty SE)
Report and Recommendation on Defendant's Motion to Dismiss (Malaube, LLC v. Greenwich Insurance Co.)
Order (Raymond H Nahmad DDS PA v. Hartford Casualty Insurance Company)
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Circuit Court of the 16th Judicial Circuit In and For Monroe County, Florida
COMPLAINT (Mace Marine Inc. v. Tokio Marine Specialty Insurance Co.) -
United States Court of Appeals for the Eleventh Circuit
[Non-COVID case] Appeal from the United States District Court for the Southern District of Florida (Mama Jo's Inc. v. Sparta Insurance Co)
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United States District Court Middle District of Florida Fort Myers Division
COMPLAINT (Mauricio Martinez, DMD, PA v. Allied Insurance Company of America)
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United States District Court Middle District of Florida Orlando Division
COMPLAINT (Urogynecology Specialist of Florida LLC v. Sentinel Insurance Co.) - Circuit Court of the Ninth Judicial Circuit and for Orange County FLOrder (Harvest Moon Distributors, LLC v. Southern-Owners Insurance Company)
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Circuit Court of the Thirteenth Judicial Circuit In and For Hillsborough County, Florida
Order Granting Motion to Dismiss With Prejudice (Dime Fitness, LLC v. Markel Insurance Co)
GEORGIA
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United States District Court for the Northern District of Georgia Atlanta Division
Opinion and Order (Henry's Louisiana Grill, Inc. v. Allied Insurance Co of America)
ILLINOIS ⌄
United States District Court for the Northern District of Illinois Eastern Division
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COMPLAINT (Big Onion Tavern Group, LLC, et al v. Society Insurance, Inc.)
- Society Insurance's Response in Opposition to JD1455 Inc's Motion to Reassign Cases as Related
- Memorandum of Law In Support of Defendant Society Insurance's Motion to Dismiss Under Rule 12(b)(6) or in the alternative for Summary Judgment (Big Onion Tavern Group, LLC, et al v. Society Insurance, Inc.)
- COMPLAINT (Sandy Point Dental PC v. The Cincinnati Insurance Co.)
- Defendant Society Insurance's Motion to Dismiss Under Rule 12(b)(6) or in the Alternative for Summary Judgment (Biscuit Cafe, Inc. v. Society Insurance, Inc.)
- COMPLAINT AT LAW (Siren Salon, Inc. v. Liberty Mutual Insurance Co.)
- COMPLAINT (The Bend Hotel Development Company LLC v. The Cincinnati Insurance Company)
United States District Court for the Northern District of Illinois
County, Illinios County Department, Chancery Division
Circuit Court of Cook County, Illinois County Department, Law Division
- Complaint (Lettuce Entertain You Enterprises, Inc. v. Employers Insurance Company of Wausau, et al.)
Circuit Court for the Twelfth Judicial Circuit Tazewell County, Illinois
INDIANA
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Indiana Commercial Court - State of Indiana in the Marion County Superior Court
Complaint for Declaratory Judgment (Indiana Repertory Theatre, Inc. v. The Cincinnati Casualty Company)
KANSAS
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United States District Court for the District of Kansas
CLASS ACTION COMPLAINT (Alliance Radiology v. CNA Financial Corp.)
LOUISIANA
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Civil District Court for the Parish of Orleans State of Louisiana
PETITION FOR DECLARATORY JUDGMENT (Oceana Grill v. Lloyds)
MICHIGAN
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United States District Court Eastern District of Michigan
Class Action Complaint (Turek Enterprises, Inc. v. State Farm Mutual Automobile Insurance)
MINNESOTA
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United States District Court District of Minnesota
Opinion and Order (Kenneth Seifert v. IMT Insurance Co)
MISSOURI
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United States District Court for the Western District of Missouri Southern Division
Class Action Complaint (Studio 417, Inc. v. The Cincinnati Insurance Co.)
-
United States District Court for the Western District of Missouri
COMPLAINT (K.C. Hopps, Ltd v. The Cincinnati Insurance Company)
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United States District Court for the Western District of Missouri Western Division
ORDER (Blue Springs Dental Care, LLC v. Owners Insurance Co.)
NEW JERSEY
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United States District Court District of New Jersey
COMPLAINT AND DEMAND FOR JURY TRIAL (Truhaven Enterprises, Inc. v. Chubb Ltd)
COMPLAINT (Cedar Run Orthodontics, P.A. v. Hartford Financial Services Group)
Complaint (7th Inning Stretch LLC v. Arch Insurance Co.)
COMPLAINT (Ralph Lauren Corporation v. Factory Mutual Insurance Company)
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Superior Court of New Jersey Law Division Bergen County
Complaint (Optical Services USA/JC1 v. Franklin Mutual Insurance Co.)
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Superior Court of New Jersey Law Division: Camden County
Opinion/Order (Mac Property Group LLC & Cake Boutique LLC v. Selective Fire and Casualty Insurance Co)
NEW MEXICO
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United States District Court for the District of New Mexico
[Non-COVID case] Plaintiff Factory Mutual Insurance Company's Motion in Limine No. 5 Re Physical Loss or Damage (Factory Mutual Insurance Co v. Federal Insurance Co)
NEW YORK
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United States District Court For the Southern District of New York
CLASS ACTION COMPLAINT (Gio Pizzeria & Bar Hospitality, LLC v. Certain Underwriters at Lloyds)Complaint and Jury Trial Demanded (Thor Equities, LLC v. Factory Mutual Insurance Co.)
Notice of Appeal (Social Life Magazine, Inc. v. Sentinel Insurance Co.)Class Action Complaint and Demand for Jury Trial (Siegel & Siegel, P.C. v. Hartford Casualty Insurance Co.)
COMPLAINT - (Jujamcyn Theatres LLC (Broadway Theatres) v. Federal Insurance Co)
- Memorandum of Law In Support of Motion of Defendants For Judgment on the Pleadings Under Federal Rule of Civil Procedure 12(c) (Jujamcyn Theatres LLC (Broadway Theatres) v. Federal Insurance Co)
- Plaintiff's Memorandum of Law In Support of Its Motion for Judgment on the Pleadings and to Strike Affirmative Defenses (Jujamcyn Theatres LLC (Broadway Theatres) v. Federal Insurance Co)
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Supreme Court of the State of New York
Complaint (Northwell Health, Inc. v. Illinois Union Insurance Company)
NEVADA
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United States District Court District of Nevada
COMPLAINT (Treasure Island v. Affiliated Insurance Co.)CLASS ACTION COMPLAINT (Egg and I, LLC v. U.S. Specialty Insurance Co.)
- Defendant's Motion to Dismiss Complaint (Egg and I, LLC v. U.S. Specialty Insurance Co.)
- Plaintiff's Opposition to Motion To Dismiss Complaint
COMPLAINT (Circus Circus LV, LP. v. AIG Specialty Insurance Co.)
NORTH CAROLINA
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General Court of Justice Superior Court Division - State of North Carolina County of Durham
Order Granting Plaintiffs' Rule 56 Motion For Partial Summary Judgment (North State Deli, LLC v. The Cincinnati Insurance Co.)
United States District Court for the Northern District of Ohio
United States District Court for the Southern District of Ohio
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COMPLAINT (Dakota Girls, LLC v. Philadelphia Indemnity Insurance Company)
- Motion to Dismiss of Defendant Philadelphia Indemnity Company (Dakota Girls, LLC v. Philadelphia Indemnity Insurance Company)
- Second Amended Complaint (Dakota Girls, LLC v. Philadelphia Indemnity Insurance Company)
- Plaintiffs Memorandum Opposing Defendant's Philadelphia Indemnity Insurance Company's Motion to Dismiss
Court of Common Pleas - Cuyahoga County, Ohio
- Complaint (Somco, LLC v. Lightning Rod Mutual Insurance Company)
- Order and Opinion Denying Defendant's Motion to Dismiss (Dino Palmieri Salons, Inc. v. State Automobile Mutual Insurance Co)
Court of Common Pleas - Stark County, Ohio
Court of Common Pleas - Franklin County, Ohio
Court of Common Pleas - Lorain County, Ohio
OKLAHOMA
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District Court of Pontotoc County State of Oklahoma
PETITION FOR DECLARATORY JUDGMENT (Chickasaw Nation Department of Commerce v. Lexington Ins. Co., et al) -
District Court of Bryan County State of Oklahoma
PETITION FOR DECLARATORY JUDGMENT (Choctaw Nation of Oklahoma v. Lexington Ins. Co., et al)
OREGON
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United States District Court for the District of Oregon Portland Division
CLASS ACTION ALLEGATION COMPLAINT (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)- First Amended Class Action Allegation Complaint (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)
- Defendant Oregon Mutual Insurance Company's Motion To Dismiss Pursuant To FRCP 12(b)(6) (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)
- Defendant Oregon Mutual Insurance Company's [second] Motion To Dismiss Pursuant To FRCP 12(b)(6) (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)
- Plaintiff's Response to Oregon Mutual Insurance Company's Motion to Dismiss Pursuant to FRCP 12(b)(6) (Dakota Ventures, LLC v. Oregon Mutual Ins. Co.)
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Court of Common Pleas of Allegheny County, Pennsylvania
Complaint Seeking Declaratory, Compensatory and Injunctive Relief (Tambellini v. Erie Insurance Exchange)Complaint seeking Declaratory Relief (Dianoia's Eatery, LLC v. Motorists Mutual Insurance Co.)
Class Action Complaint (King Cobra Group v. Motorists Commercial Mutual Insurance Co.)
Civil Action Complaint (Magna legal Services, LLC v. Hartford Fire Insurance Co.)
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United States District Court for Eastern District of Pennsylvania
Plaintiffs' Original Complaint - MiLB (Chattanooga Professional Baseball LLC, et al v. Philadelphia Indemnity Insurance Co., et al)- Order Severing Claims (Chattanooga Professional Baseball LLC, et al v. Philadelphia Indemnity Insurance Co., et al)
- Order ( Chattanooga Professional Baseball LLC v. National Casualty Company)
COMPLAINT & JURY TRIAL DEMAND (LH Dining LLC v. Admiral Indemnity Co.)
Complaint - Jury Trial Demanded (C.A. Spalding Co. v. Selective Insurance Group, Inc.)
COMPLAINT JURY TRIAL DEMANDED (Newchops Restaurant Comcast LLC v. Admiral Indemnity Co)
CLASS ACTION COMPLAINT(Milkboy Center City LLC v. The Cincinnati Insurance Co.)
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Supreme Court of Pennsylvania Middle District
OPINION (Friends of Devito, et al v. Tom Wolf, Governor, et al)
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United States District Court Middle District of Pennsylvania
Class Action Complaint (Richard Kahn and AARK Enterprise LLC v. Pennsylvania National Mutual Casualty Insurance Co.)- Defendant's Motion to Dismiss Plaintiffs' Complaint Pursuant to Fed. R. Civ. P. 12(B)(6) (Richard Kahn and AARK Enterprise LLC v. Pennsylvania National Mutual Casualty Insurance Co.)
- Plaintiffs' Opposition to Defendant's Motion to Dismiss Plaintiffs' Amended Complaint (Richard Kahn and AARK Enterprise LLC v. Pennsylvania National Mutual Casualty Insurance Co.)
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Court of Common Pleas Philadelphia County, Pennsylvania
Complaint for Damages and Declaratory Relief (Spector Gadon Rosen Vinci P.C. v. Valley Forge Insurance Company)Complaint for Declaratory Judgment (Walnut Ace, LLC v. Seneca Insurance Co.)
Complaint for Declaratory Judgment Relief (Ian McCabe Studio, LLC v. Erie Insurance Exchange)
- Plaintiff's Response in Opposition to Defendant's Preliminary Objections to Plaintiff's Amended Complaint (Taps & Bourbon on Terrace, LLC v. Those Certain Underwriters at Lloyds, London and Main Line Insurance Offices, Inc.)
- Order (Taps & Bourbon on Terrace, LLC v. Those Certain Underwriters at Lloyds, London and Main Line Insurance Offices, Inc.)
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United States District Court for the Western District of Pennsylvania
CLASS ACTION COMPLAINT (1 S.A.N.T., Inc. v. Berkshire Hathaway, Inc.)CLASS ACTION COMPLAINT (Windber Hospital v. Travelers Property Casualty Co.)
- Memorandum of Law in Opposition to Motion for Judgment on Pleadings (Windber Hospital v. Travelers Property Casualty Co.)
- Defendant Travelers Property Casualty Company of America's Notice of Supplemental Authority (Windber Hospital v. Travelers Property Casualty Co.)
- Plaintiff Winderber Hospital Notice of Supplemental Authority
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First Judicial District of Pennsylvania Civil Trial Division
Order (Ridley Park Fitness, LLC v. Philadelphia Indemnity Insurance Company)
RHODE ISLAND
-
Providence/Bristol County Superior Court
Plaintiffs' Original Complaint (Clutch City Sports & Entertainment, L.P. v. Affiliated FM Insurance Co.)
TEXAS
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United States District Court for the Northern District of Texas
CLASS ACTION COMPLAINT (Christie Jo Berkseth-Rojas DDS v. Aspen American Insurance Co.)- Defendant Aspen American Insurance Company's Motion to Dismiss and Brief in Support (Christie Jo Berkseth-Rojas DDS v. Aspen American Insurance Co.)
- Plaintiff's Response and Memorandum of Law in Opposition to Defendant Aspen Insurance Company's Motion to Dismiss Plaintiff's Amended Complaint (Christie Jo Berkseth-Rojas DDS v. Aspen American Insurance Co.)
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United States District Court for the Southern District of Texas Houston Division
COMPLAINT (SCGM v. Certain Underwriters at Lloyd's) -
United States District Court for the Western District of Texas Austin Division
Order (Independence Barbershop, LLC v. Twin City Fire Insurance) -
United States District Court - Western District of Texas San Antonio Division
PLAINTIFFS' ORIGINAL PETITION (Outlaws & Gents Grooming, LLC v. State Farm Lloyds)ORDER (Vizza Wash, LP v. Nationwide Mutual Insurance Company)
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District Court of Dallas County, Texas
Original Petition & Request for Disclosure (Vandelay Hospitality Group LP v. The Cincinnati Insurance Company)- Plaintiff's Brief in Support of its Opposition to the Cincinnati Insurance Company's Motion to Dismiss
- Defendant The Cincinnati Insurance Company's Motion to Dismiss and Memorandum of Support (Vandelay Hospitality Group LP v. The Cincinnati Insurance Company)
- Plaintiffs' Response In Opposition to Defendant's Amended Rule 91A Motion to Dismiss (Lombardi's Inc v. Indemnity Insurance Company of North America)
- Defendant Indemnity Insurance Company of North America's Reply in Support of Its Amended Motion to Dismiss Pursuant to Rule 91A (Lombardi's Inc v. Indemnity Insurance Company of North America)
WASHINGTON
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Superior Court of the State of Washington for the County of King
COMPLAINT (Seattle Gymnastics Academy, Inc. v. Sentinel Insurance Co.)COMPLAINT (Aspen Lodging Group LLP v. Affiliated FM Insurance Co.)
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United States District Court for the Western District of Washington at Seattle
Motion to Strike and Dismiss all Class Action Allegations in Plaintiff's Complaint (Germack DDS v. The Dentists Insurance Co.)
COMPLAINT - CLASS ACTION (NUE LLC v. Oregon Mutual Insurance Company)- Defendant Oregon Mutual Insurance Company's Motion to Dismiss Pursuant to FRCP 12(b)(6) (NUE LLC v. Oregon Mutual Insurance Company)
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Plaintiff's Response to Oregon Mutual Insurance Company's Motion to Dismiss (NUE LLC v. Oregon Mutual Insurance Company)
Brief of Amicus Curiae United Policyholders, National Independent Venue Association, and Washington Hospitality Association in Support of Vita Coffee's Opposition to Defendant's Motion to Dismiss
First Scheduling Order (Mario D. Chorak v. Hartford Casualty Insurance Co)
WEST VIRGINIA
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United States District Court For the Southern District of West Virginia
Memorandum Opinion and Order (Uncork and Create LLC v. The CIncinnati Insurance Co)
WISCONSIN
-
United States District Court for the Eastern District of Wisconsin
CLASS ACTION COMPLAINT (Rising Dough, Inc. v. Society Insurance)
INFOGRAM
INTERNATIONAL
-
Commercial Court of Paris
AXA Paris Opinion (English Translation)- AXA Paris Opinion (Original)
- In The High Court of Justice Business and Property Courts Queens Bench Division Financial List
Legislation ⌄
Federal Level
- To make available insurance coverage for business interruption losses due to viral pandemics, forced closures of businesses, mandatory evacuations, and public safety power shut-offs, and for other purposes (HR 6494)
- To make available insurance coverage for business interruption losses due to national emergencies, and for other purposes.
- To establish a Pandemic Risk Reinsurance Program, and for other purposes (PRIA)
Nationwide Updates
California
Louisiana
- INSURANCE: Provides relative to business interruption claims due to the coronavirus disease 2019 pandemic (HB 858)
- INSURANCE POLICIES. Provides relative to business interruption insurance (SB 477)
- INSURANCE POLICIES. Creates the BUsiness Compensation Fund (SB 495)
- 2020 LA SCR 65
- 2020 MS S 2772
Massachusetts
Michigan
New Jersey
New York
- Requires certain perils to be covered under business interruption (A10226)
- AN ACT in relation to requiring certain perils be covered under business interruption insurance during the coronavirus disease 2019 (COVID-19) pandemic
- AN ACT in relation to requiring certain perils be covered under business interruption insurance policies issued to certain human services and community-based health providers during the coronavirus disease 2019 (A10327)
- AN ACT to amend the insurance law, in relation to requiring business interruption to cover disease outbreaks (s8853)
Ohio
Pennsylvania
- Providing for insurance coverage for business interruption (HB2372)
- Providing for COVID-19 disaster emergency business interruption grants (PA H 2386)
- Providing for business interruption insurance assistance and for powers and duties of the Department of Community and Economic Development (PA H 2386 - Amended)
Rhode Island
South Carolina
ISSUE ANALYSIS & MEDIA COVERAGE ⌄
Abdulaziz Grossbart and Rudman
Barnes & Thornburg LLP
Big I
Bisnow
Bloomberg
Bramnick, Rodriguez, Grabas, Arnold & Mangan
Claims Journal
Connecticut Insurance Law Journal
Consumer Federation of America
- Report Card to Date on the $6.5 Billion+ Promised To Auto Insurance Customers as People Drive Less Due To COVID-19
- The Insurance Industry's Incredible Disappearing Weather Catastrophe Risk (2012)
Consumer Federation of California
Coverage Opinions
Farella Braun + Martel LLP
Federal Insurance Office
Fey Consulting
Goldberg Segalla
Greenberg Glusker
Insurance Journal
Jenner & Block LLP
JS Held
Law360
- Proposed Virus Coverage Backstop Leaves Pricing in the Air
- Travelers Defeats LA Eatery's Bid For COVID-19 Coverage
- Texas Judge Cuts State Farm From Barbershops' Virus Suit
- Allianz Wants Hawaiian Souvenir Co.'s COVID-19 Suit Tossed
- Magistrate Says FLA. Eatery's COVID-19 Suit Should Be Tossed
- Calif. Gov.'s COVID-19 Shutdown Order Harms Biz, Hotel Says
- Lloyd's Can't Dodge Philly Bar's COVID-19 Coverage Suit
- Barbershop Can Pursue COVID-19 Loss Suit Against Insurer
Limandri & Jonna LLP
Lisa Miller & Associates
McCarter & English
McGuireWoods
McKool Smith
- How to Maximize Insurance Coverage For Coronavirus Issues
- Availability of Insurance Coverage for Immediate Coronavirus Losses
Miller Friel
Multistate
The National Law Review
Newmeyer Dillion
Pasich LLP
- Legal Alert – Insurance Coverage for Losses and Claims Associated with the Coronavirus
- Commissioner outlines insurers' duties during the pandemic
-
The Insurance Industry's Claim of the "Uninsurability" of Pandemic Risks
Paynter Law
Perkins Coie
- Coronavirus (COVID-19): Guidance for Businesses
- Coronavirus Coverage: How to Offset Your Business Losses in a Global Health Emergency
- Coronavirus Coverage: Policy Language that May Cover (or Exclude) Your Business Interruption Losses Caused by the Outbreak
- UK COVID-19 Business Interruption Disputes Process May Offer Guidance to US Policyholders
Pillsbury Winthrop Shaw Pittman LLP
Plews Shadley Racher & Braun Attorneys at Law
Saul Ewing Arnstein & Lehr LLP
Saxe Doernberger & Vita, P.C.
- Covid-19 Insurance coverage resources (library)
Small Business Administration
Schwartz, Conroy & Hack, PC
- Coronavirus Insurance Coverage Battles Begin
- Will Your Business Interruption Insurance Cover You For Coronavirus Losses?
Spilman Thomas & Battle
Tyson & Mendes
University of Minnesota Law School
Westmont Associates, Inc.
White and Williams, LLP
William Fry (Ireland, United Kingdom)
SCIENTIFIC RESEARCH ⌄
Elsevier
EPA
International Journal of Environmental Research and Public Health
National Center for Biotechnology Information
The National Law Review
The New England Journal of Medicine
Pasich
Society for Risk Analysis
Tulane University
World Journal of Clinical Cases
MORE ⌄
- Insurance Policy Language/Claim Related Docs
-
Insurance Information Institute
Triple-I Update Economic Briefing
-
Tokio Marine HCC
Contagion Event Endorsement
-
Nationwide
Denial Letter
-
NAIC
COVID-19 Property/Casualty Data Call
COVID-19 Property & Casualty Insurance Business Interruption Data Call Part 1: Premiums and Policy Information (June 2020)
COVID-19 Property & Casualty Insurance Business Interruption Data Call Part 2: Claim and Loss Information (October 2020)
Regulatory Filings and Related Information
-
California Department of Insurance
Travelers' Rate Filing Exclusion of Loss Due to Virus or Bacteria
Farmers Rate Filing
International
-
Insurance Journal
Update: AXA to Pay Business Interruption Claims to Restaurants After Court Ruling
COVID-19 Request For Information Sample
-
Property Casualty 360
AXA vows to pay COVID-19 claims after French court battle
-
The National Law Review
Will European Insurers’ Positive Response to COVID-19 Claims Influence US Insurers?
-
Claims Journal
Uk Firms Hail Victory in Battle Over Covid Insurance Claims
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