October 30, 2014

A backbone of our Roadmap to Recovery program are the volunteers and staff members who got involved with UP to make constructive use of the knowledge they themselves gained while navigating the recovery process after a catastrophic loss.  Our Survivor's Speak publication series, workshop speakers and Disaster Survivor Support Network volunteers offer wisdom and a brand of...

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October 22, 2014

“Public dollars also need to go to the equally important, though less glamorous projects and services that will help us prepare for the coming heavy weather.  That includes things like hiring more firefighters and improving storm barriers.  And it means coming up with new, nonprofit disaster insurance programs so that people who have lost everything to a hurricane or a forest fire are not left at the mercy of a private insurance industry that is already adapting to climate change by avoiding payouts and slapping victims with massive rate increases.  According to Amy Bach,...

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October 20, 2014

A recent California legal case shines light on a fact that will surprise many, but not me:  California's Insurance Commissioner, considered by many to be the most diligent consumer advocate among the 50 state's regulators - does not as a matter of course, review, approve or disapprove the wording in disability (or home, or business) insurance policies before they are sold to the public.  

The California Court of Appeal recently ruled:  "Well he should"  The case, Ellena v. Standard Insurance Company, California...

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October 20, 2014

Shopping for health insurance? Open enrollment for 2015 plans across the nation starts November 15th, 2014 and ends in February, 2015.  The penalty for not protecting yourself and family by buying health insurance kicks in in 2015.

Common questions: https://www.healthcare.gov/apply-and-enroll/

Picking by quality: Consumer satisfaction with health insurance plans:  http://www.consumerreports.org/health/insurance...

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October 1, 2013

On October 1st, 2013, the National Flood Insurance Program extended the deadline for filing Superstorm Sandy proofs of loss for another 6 months past the current October 28th, 2013 deadline.  United Policyholders commends the program for giving this much needed breathing room to property owners.  With the storm's anniversary approaching, many Sandy victims were scrambling to find qualified and affordable experts and help completing paperwork. NFIP Proof of Loss requirements are very specific. Property owners will not recover full flood insurance benefits for their losses...

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