January 26, 2015

"Be it ever so humble, there's no place like a mobile home. But if you want to protect it, you need to have the right insurance." Dana Dratch • Bankrate.com.  We saw just how true this is at an emergency shelter for San Mateo, California residents who'd been flooded out by heavy rains in December 2014.  Many of the people...

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January 12, 2015

As they work to establish oversight of new transportation network companies, and set fair rules for licensure, insurance and competition with the taxi industry, regulators are classifying Uber, Lyft and other ride-sharing businesses as the "Sharing Economy."  

United Policyholders has been engaged in these oversight efforts in relation to insurance.  In advancing and protecting the interests of insurance consumers in connection with the Sharing Economy, we are focused on three types of consumers: Riders. Drivers. Business Owners.  All three types need insurance...

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December 18, 2014

This recent "Share Your Story" email to UP from a Wyoming consumer captures how the "use it and lose it" phenomenon is one of the most serious threats to the integrity of the insurance system today.  

"We had a fire two years ago. It started when an extension chord that had been plugged into to a socket overheated and a box had fallen on top of it. The box caught fire and caused substantial damage in the home. My wife and myself were found to be at no fault in the situation by the fire marshal and...

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December 8, 2014

Our ongoing work helping New Jersey homeowners get fair insurance settlements for Sandy damage includes:


  • Demanding that the National Flood Insurance Program, (run by FEMA)...
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November 23, 2014

Thanks to a consumer participation program offered by the National Association of Insurance Commissioners, I get up close and personal with the nation's top insurance regulators three times a year.  I'm in my seventh year as an official representative of consumers at the NAIC, and am a member of the Consumer Participation Board of Trustees.  Much of United Policyholders' Advocacy and Action work gets done at and through NAIC meetings.

Each state...

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