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Residents of cities throughout the US now have the option to "Uber" or "Lyft" their way to a destination instead of taking a traditional taxicab. These innovative, tech-sector start-up businesses are labeled "Transportation Network Companies", ("TNCs"). Initially, TNCs avoided having to comply with many of the laws, regulations and fees that taxi drivers and owners are subject to. The taxicab sector has been none too pleased. And top among the laws and regulations TNC initially avoided having to deal with were insurance requirements. In most areas of the...Read More
United States Magistrate Judge Gary R. Brown issued a very important decision in a Superstorm Sandy case in November, 2014 that addresses a chronic problem for the policyholders UP serves: A practice by some insurers of rejecting damage claims based on engineering reports that have been altered or intentionally slanted to provide an excuse for the rejection. In our publications and during our Roadmap to Recovery workshops and communications with policyholders, UP stresses ...Read More
United Policyholders is a 501(c)(3) public benefit corporation, which means we can't endorse or oppose candidates for public office. But without a doubt - the outcomes of elections impact our work in many ways: Partisan elected officials choose the judges that preside over insurance matters. The decisions that judges make have a huge impact on insurance company decision-making, and in turn the people we serve. In the vast majority of states, the Governor appoints the head of the state agency that regulates insurance. If an elected State Governor doesn't believe in...Read More
A backbone of our Roadmap to Recovery program are the volunteers and staff members who got involved with UP to make constructive use of the knowledge they themselves gained while navigating the recovery process after a catastrophic loss. Our Survivor's Speak publication series, workshop speakers and Disaster Survivor Support Network volunteers offer wisdom and a brand of...Read More
“Public dollars also need to go to the equally important, though less glamorous projects and services that will help us prepare for the coming heavy weather. That includes things like hiring more firefighters and improving storm barriers. And it means coming up with new, nonprofit disaster insurance programs so that people who have lost everything to a hurricane or a forest fire are not left at the mercy of a private insurance industry that is already adapting to climate change by avoiding payouts and slapping victims with massive rate increases. According to Amy Bach,...Read More