December 8, 2014

Our ongoing work helping New Jersey homeowners get fair insurance settlements for Sandy damage includes:


  • Demanding that the National Flood Insurance Program, (run by FEMA)...
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December 2, 2014

In its November 24, 2014 decision, the California Court of Appeal First District, Division One, reversed a judgment notwithstanding the the verdict that an insurer owes a duty to its insured to communicate policy requirements and settle claims fairly. In Stephens & Stephens XII LLC v. Fireman's Fund Ins. Co. (Case No: A135938, 2014), the Court of Appeal reversed and remanded with directions to award a conditional judgment for the insured if they complete the repairs...

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November 23, 2014

Thanks to a consumer participation program offered by the National Association of Insurance Commissioners, I get up close and personal with the nation's top insurance regulators three times a year.  I'm in my seventh year as an official representative of consumers at the NAIC, and am a member of the Consumer Participation Board of Trustees.  Much of United Policyholders' Advocacy and Action work gets done at and through NAIC meetings.

Each state...

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November 17, 2014

The UP Team was out and about on Saturday participating in three educational events in San Francisco, Oakland and San Diego.

In San Francisco, UP Executive Director Amy Bach and Staff Attorney Dan Wade joined the Consumer Attorneys of California at their Annual Convention. UP organized the speakers for the Insurance Law Program, including: UP Ex-Officio Board Member Bill Shernoff, Current UP Board Member Christine Davis, Amicus project Volunteer Sharon Arkin, and local hero Guy Kornblum. 

In Oakland, UP Program Coordinator Emily Cabral taught a Roadmap...

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November 14, 2014

Residents of cities throughout the US now have the option to "Uber" or "Lyft" their way to a destination instead of taking a traditional taxicab.  These innovative, tech-sector start-up businesses are labeled "Transportation Network Companies", ("TNCs").  Initially, TNCs avoided having to comply with many of the laws, regulations and fees that taxi drivers and owners are subject to.  The taxicab sector has been none too pleased.  And top among the laws and regulations TNC initially avoided having to deal with were insurance requirements.  In most areas of the...

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