“I don't know how we would have found answers or how to begin if they had not coached us through the process.”
A recent California legal case shines light on a fact that will surprise many, but not me: California's Insurance Commissioner, considered by many to be the most diligent consumer advocate among the 50 state's regulators - does not as a matter of course, review, approve or disapprove the wording in disability (or home, or business) insurance policies before they are sold to the public.
The California Court of Appeal recently ruled: "Well he should" The case, Ellena v. Standard Insurance Company, California...Read More
Shopping for health insurance? Open enrollment for 2015 plans across the nation starts November 15th, 2014 and ends in February, 2015. The penalty for not protecting yourself and family by buying health insurance kicks in in 2015.
Common questions: https://www.healthcare.gov/apply-and-enroll/Read More
In this section you will find tips, tools and resources for navigating your insurance claim settlement. In addition to what you'll find here, you can use the search box to find articles, surveys and reports, and you can watch videos of Roadmap to Recovery™ post-disaster workshops.
Claim Guidance Library
Days after the August, 2014 earthquake in Napa County, United Policyholders was at the temporary relief center and the local assistance center giving information and recovery support to distraught residents who'd come for help. Our Roadmap to Recovery tools, publications and services are available to all impacted home, business owners and renters as well as the case managers and aid workers assisting in the recovery effort.
UP has guided thousands of California residents on earthquake damage, repair methods, insurance negotiations and settlements since the aftermath of...Read More
United Policyholders is a non-profit organization that is a voice and an information resource for insurance consumers in all 50 states. We have helped guide disaster survivors on the road to recovery for over twenty years. We invite all Hawaii residents impacted by Tropical Storm Iselle to use our Roadmap to Recovery™ tools, information and services.
First steps to getting oriented and organized:
If your home has been damaged or destroyed, below is a checklist to help keep you on track during this...Read More