We turned to UP for help getting our homeowners insurance company to cover a $150,000+ smoke damage claim which allowed our family to get safely back into our home....
On Tuesday October 30th, 2018 UP Executive Director Amy Bach will be on the speaker panel at a joint public hearing at Napa Valley College convened by the California Senate and Insurance Committees to examine root causes and potential solutions for solving the post-wildfire underinsurance crisis. Surveys conducted by United Policyholders consistently confirm that an average of 2/3 of households that lose homes in wildfires find themselves grossly underinsured. UP is publicizing this hearing in the communities impacted by the 2017 wildfires to encourage public...Read More
There is no shortage of opinions and predictions about how climate change and the tech explosion will reshape the insurance landscape as we know it. Here are just a few of the predictions we're hearing:
"Insurance deserts will proliferate" (regions where people and businesses can't find decent or affordable insurance for their property)
"Agents will become obsolete"
"Usage based and parametric insurance will become the norm and coverage will be significantly reduced"
"Artificial Intelligence will swamp actuarial science and risk...Read More
After Hurricane Katrina decimated communities in his home state of Mississippi, concerned citizen Kevin Buckel was outraged to learn that the average insurance payout to the victims was only $15,000 - far below what people needed to repair, rebuild and recover. He looked around at the empty lots and lingering debris, teamed up with UP and worked for years to pressure lawmakers in his home state to more aggressively require insurers to treat claimants fairly. (See ...Read More