November 5, 2018

Brand names matter to consumers, and that includes insurance company brands.  Consumers seek out company names they recognize and associate with reliability, especially when insuring a home, which for most people is their biggest asset. As a brand name, Lloyd's of London is generally very well known and trusted.  So thought an elderly couple that invested their premium dollars with that brand.

But after their home and possessions were destroyed by a volcanic explosion, this couple had to deal with an array of claim handlers, none of whom actually works for Lloyd's of...

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October 26, 2018


On Tuesday October 30th, 2018 UP Executive Director Amy Bach will be on the speaker panel at a joint public hearing at Napa Valley College convened by the California Senate and Insurance Committees to examine root causes and potential solutions for solving the post-wildfire underinsurance crisis.  Surveys conducted by United Policyholders consistently confirm that an average of 2/3 of households that lose homes in wildfires find themselves grossly underinsured.  UP is publicizing this hearing in the communities impacted by the 2017 wildfires to encourage public...

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October 16, 2018


There is no shortage of opinions and predictions about how climate change and the tech explosion will reshape the insurance landscape as we know it.  Here are just a few of the predictions we're hearing:

"Insurance deserts will proliferate" (regions where people and businesses can't find decent or affordable insurance for their property)

"Agents will become obsolete"   

"Usage based and parametric insurance will become the norm and coverage will be significantly reduced"

"Artificial Intelligence will swamp actuarial science and risk...

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September 26, 2018

Although this is an insurance company...

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September 4, 2018


The California legislature, after hard work by North Bay lawmakers, the Department of Insurance, concerned citizens and United Policyholders enacted several useful...

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