July 29, 2013


The New York Department of Financial Services has issued a final report on their investigation into unpaid benefits for consumers at life insurance companies.  The report showed that the investigation recovered more than $1.1 billion in unpaid life insurance benefits for consumers nationwide and that life insurance payments have been made to more than 100,000 consumers nationwide. 
In November, I posted a blog entry titled: "Insurance...

Read More
July 17, 2013

Have you ever tried to track down a life insurance policy that was owned by a family member or find out if they had any life insurance?  If so, you know that this can be a challenging task.

Here are some starting points: 

  • Review all insurance polices and important documents - even if looks like a policy may not be current, it is still a good idea to contact the insurance company to double-check.  You will need to be either the executor or have some form of power of attorney to access information.
  • Review any cancelled checks to...
Read More
June 17, 2013
Black Forest Fire Rebuild

United Policyholders is a non-profit organization that is a voice and an information resource for insurance consumers in all 50 states.  We have helped guide disaster survivors on the road to recovery for over twenty years, including Colorado residents impacted by wildfires in 2010 and 2012, 2013 and the recent flooding. 

Read More
May 20, 2013

As the painful process of recovery begins for those whose homes have been damaged or destroyed in recent tornadoes, the focus will be on photographing and removing debris, inventorying losses, negotiating insurance payments and grieving.  In the months ahead, impacted residents will have to plow through paperwork and make important financial decisions.  The word most commonly used to describe people's mind set after a natural disaster is "overwhelmed."  While insurance payments can't bring back cherished mementos, they are critically important on the Road to Recovery....

Read More
May 7, 2013

With springtime comes spring cleaning.  We may take the time to deep clean the house and clear out the garage, however most of us don't take the time to perform the same spring cleaning for our financial affairs. 

When was the last time you reviewed your insurance policies and "cleaned them" - in other words took a look at them and made sure that they were in order and still providing the coverage that you need. Do you need more of a certain coverage and less of another? Have you had major life events such as a new child, gotten a new job or house? Do you have...

Read More