October 12, 2018

Properties classified as "partial loss" sometimes become the object of intense disagreement between homeowners and insurers

BLACK FOREST — At first, Nancy Trosper could hardly believe her good fortune. Although she initially heard that her house had burned to the ground in the disastrous 2013 Black Forest fire, the report proved erroneous.

When she saw it still...

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October 10, 2018

So many people living in the North Bay counties of Napa, Sonoma and Mendocino had their lives changed one year ago. Our friends and neighbors in Lake County had endured an unprecedented firestorm two years earlier in their area; the October 2017 fires were a repeat of that, times four.

October 8, 2018


At a recent event for people who lost their homes in last year’s fires, a local yoga business owner led the room through a mediation exercise.

She led off by sharing that her childhood home had been destroyed in the fires, and then dimmed the lights for a short interval. It was a perfect contribution to the evening’s main purpose.

October 7, 2018

Consider the unfortunate plight of Laney Wall and Scott Rooks. They were married Sunday but remain unable to start building a new house to replace their Santa Rosa home that burned down in last October’s wildfire. The two are Air Force veterans who served in the Iraq War and are longtime home insurance policyholders of USAA, an insurer catering to military families.

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October 4, 2018

More than two weeks after Hurricane Florence’s devastating crawl across the Carolinas and Virginia, many homeowners are assessing the damage and beginning to make repairs.

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October 3, 2018

Whether you stay with your current insurer or switch, you can lower your rate without sacrificing coverage.

Car insurance companies are falling all over themselves to grab your attention with clever TV ads, giving the impression that lowering your premium is as easy as picking up the phone. But when it comes to homeowners insurance? Crickets.

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October 3, 2018

Part of getting ready for a disaster means getting your financial house in order.

Thousands of people who lost homes in the 2017 California wildfires discovered too late that their insurance coverage had not kept up with the rising cost of lumber, labor and other rebuilding materials. Talk to your insurer to make sure you have enough coverage but, for a...

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September 28, 2018

As the first anniversary of the North Bay wildfires approaches, people who lost their homes in the natural disasters should take steps to ensure they do not lose the ability to sue their homeowner insurers if they think they have been treated unfairly, according to a consumer advocate and attorneys.

September 27, 2018

Like anyone who has been affected by October 2017’s wildfires, physicians need ongoing support and assistance in rebuilding their lives. And they continue to receive it.

On Wednesday the Sonoma County Medical Association held the third in its ongoing series of fire-recovery programs and workshops aimed at providing area physicians with the timely information and...

September 25, 2018

In many states, laws don’t require sellers to disclose that a property is in a flood or wildfire area, leaving homeowners with unexpected damage and losses

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