September 11, 2019
Dave DuPell is a long-time homeowner in Grass Valley, California, which is located near the site of the devastating "Camp Fire" in November that killed 86 people and incinerated 18,000 homes and businesses. Now he – and hundreds of thousands of other residents – are confronting another dilemma: No homeowners' insurance.   "Our insurance companies are saying, 'We're done with you!'" he...
As posted at: CBS News Moneywatch

September 9, 2019
It seems like a slam dunk.   Taking out policies on your home, car, motorcycle and boat with one company, or “bundling” is the topic of many a TV commercial. You can simplify your life and get big discounts, according to the ads.   Aside from savings, getting everything on one bill is an enticing reason to bundle.   “In today's world where companies are striving to be...
As posted at: Newsmax Finance

September 9, 2019
Consumer advocates and state Insurance Commissioner Ricardo Lara hailed the approval of a bill by state Sen. Bill Dodd aimed at mistakes and delays in handling homeowner insurance claims in the wake of the 2017 wildfires. The bill, SB 240, came in response to testimony at hearings last year that claims were mishandled and stalled due in part to out-of-state insurance claims adjusters providing...
As posted at: The Press Democrat

September 9, 2019
As Hurricane Dorian churned north this week, residents along the Atlantic coast were preparing to assess the possible damage to their homes, and to determine what their insurance policies will cover. Homeowners whose properties were affected by the storm should act as quickly as feasible to take stock of the extent and likely cause of any harm, said Amy Bach, the executive director of United...
As posted at: The New York Times

September 9, 2019
Marina Sadler thinks about fire safety “like every day, 12 times a day.” It’s not unfounded paranoia. Sadler lives in what’s called the “wildland-urban interface,” where the narrow residential roads of the Berkeley Hills wind through fire-prone brush and practically spill into Tilden Park. The 1991 Oakland-Berkeley firestorm decimated houses in these areas, and recent smaller fires have gotten...
As posted at: Berkeleyside

September 5, 2019
When a major hurricane is approaching the main concern for anyone in its path should be the personal safety of everyone in your family. Once the winds and rains have passed the next step is often planning a path for recovery. And that path usually involves reaching out to their insurer. "Any time a customer needs to file a claim, it’s going to be emotional, but this is even more true during large...
As posted at: Newsmax Finance

September 5, 2019
Having to become an expert on insurance is one of the many surprising and not so pleasant aspects of the “new normal” after a wildfire takes your home. I know more about insurance now than I ever thought I would.  Learning that your home insurance is not the instant safety net you thought it was – that it’s actually a contract written by your insurance company’s lawyer and it’s on you to...
As posted at: Sonoma Valley Sun

September 4, 2019
Weeks ahead of the North Bay wildfires' two-year anniversary, families are bracing for a financial shock. Several homeowners told NBC Bay Area their property insurance providers will stop paying for temporary living expenses, even if their new homes aren't ready for move-in. The Sonoma and Napa County fires first ignited on Oct. 8, 2017. By the time the flames were under control, 44...
As posted at: NBC Bay Area

September 4, 2019
CLEVELAND — Our on-going series "Diagnosis: Debt" delves into the problems you’re having with medical costs piling up. How many times have you gotten a medical bill, then received an insurance statement, but the two don't match up? For one Solon man, his paperwork mix-up was tough to figure out and we stepped in to help. "I started with a fever, and I started shivering and thought, this is not...
As posted at: News 5 Cleveland

August 27, 2019
Click Here to Listen to Amy Bach on KQED Forum 8/26/19 Between 2015 and 2018, insurance companies dropped nearly 350,000 California homeowners in high-risk fire areas. This insurance coverage data, recently released by California Insurance Commissioner Ricardo Lara's office, does not reflect how many people who lost insurance went on to purchase it elsewhere, or if newly purchased premiums were...
As posted at: KQED Forum