May 20, 2020
If you own a car, you don’t have a choice about buying certain auto insurance coverage types. Depending on your state, you’ll be buying some combination of liability auto insurance, uninsured motorist coverage and/or PIP insurance.   Collision insurance pays for damage to your car after an accident with an object: a pole, guard rail, or tree, for example.   Comprehensive...
As posted at: Forbes

May 15, 2020
Bundling is a common way to save money on most types of insurance policies, including renters insurance. When it comes time to renew your renters insurance policy or shop for a new one, it’s worth finding out if you can save money by bundling your renters and auto insurance policies together. Here’s a primer on insurance bundling, so you fully understand how it works, along with the steps of how...
As posted at: U.S. News 360 Reviews

May 11, 2020
While the rest of the state is sheltering at home, lobbyists for the insurance industry are busy promoting legislation, scheduled for a hearing tomorrow, that would allow them to boost insurance rates on homeowners and renters. The bill would derail voter-approved protections against insurance price-gouging and fails to address insurers’ growing refusal to sell insurance in wildfire areas....
As posted at: YubaNet

May 4, 2020
In a shot over the bow and precursor of a long, upcoming legal battle, the California insurance commissioner on April 14 issued an order requiring carriers to investigate claims filed by businesses seeking relief for losses incurred from government shutdowns as the result of the COVID-19 virus.   Commissioner Ricardo Lara’s order mandates the insurer “communicate the denial in writing...

April 17, 2020
Daniel Trucios talks to Amy Bach, Executive Director of United Policyholders, about insurance rebates, effectiveness, future charges, good publicity and business interruption insurance.
As posted at: KSRO

April 14, 2020
Among the many impacts of the coronavirus are those on insurance.   Gov. Phil Murphy last week mandated a 90-day grace period for auto, homeowner’s and renter’s insurance payments and a 60-day grace period for health insurance payments.   Murphy’s reprieve, however, doesn’t aid the uninsured and the small business owners who are hurdling obstacles of the federal government’s...
As posted at: My Central Jersey

April 7, 2020
Chris Norlin, like so many others, is hardly ever behind the wheel these days as he follows guidelines to stay at home and play hide-and-seek with the coronavirus.   Which naturally leads him to wonder: Why is he still paying so much for car insurance? His household’s two cars now sit idle in West Los Angeles, aside from the occasional run to the grocery store.   “Surely with...
As posted at: Los Angeles Times

April 3, 2020
In the aftermath of the power shut-offs during the October 2019 wildfire, Berlin Fisher realized he needed to get business interruption insurance coverage for his West County Style Bar in Guerneville because another disaster could put his hair salon on precarious financial footing.   Fisher had to wait until 30 days after the Kincade fire, then bought a policy from Hiscox Business...
As posted at: The Press Democrat

March 30, 2020
When Salvatore Ferro saw his Commack-based home remodeling business plummet by more than half due to the coronavirus pandemic, he contacted his insurance broker to find out how to make a claim on his business interruption insurance. He was shocked to learn the policy – which is intended to compensate businesses for lost revenues and reimburse expenses under certain  circumstances, such...
As posted at: Newsday

March 9, 2020
EL DORADO COUNTY, Calif. — A bill introduced into the California Legislature on Tuesday would add protections to some homeowners at risk of nonrenewals.   The “Renew California Bill” would require insurance companies to write or renew policies for existing homes in communities that meet state standards for fire-hardening. The bill would also require insurers to offer financial...
As posted at: KCRA 3 News