May 20, 2019
In the late 1980s – before there was a Web – I had the privilege of working for the late great attorney Gene Anderson, hero of corporate policyholders, scourge of insurance companies.  I was his ghostwriter – on legal briefs, articles, and the occasional speech – but the real action took place in a suite high above our offices on Madison Avenue. It was there that Gene had gathered...
As posted at: Forbes

May 7, 2019
Even six months after the Woolsey Fire, some fire victims are still having difficulties collecting what they’re owed by their insurers; that includes residents with partial damage to their homes as well as those experiencing total losses.    To help smooth the way, California’s top insurance official, Insurance Commissioner Ricardo Lara, came to Malibu City Hall last Sunday with...
As posted at: The Malibu Times

May 3, 2019
Munich Re, the world's largest reinsurance firm, lost $24 billion from last year's California wildfires, and it says global warming made a "significant contribution."   Insurer Lloyd's of London found warmer oceans, caused by climate change, made for a 30 percent increase in storm surge damage from Superstorm Sandy in 2012.   Climate change could make insurance coverage...
As posted at: MPR News

April 30, 2019
After the Tubbs Fire reduced their Santa Rosa, Calif., home to ash in October 2017, Chris Keys and his wife, Sara Jakel-Keys, said deciding to rebuild was easy.   But a year and a half after the fire, the road to normalcy has proved longer and more painful than anticipated, even for families with pretty good insurance. Construction and bureaucratic delays have added up, and in July,...
As posted at: NPR

April 12, 2019
Own a home? No doubt you’ve insured it. Very sensible of you. But if that home were, say, burned to the ground, then your insurance company probably wouldn’t cover the cost of rebuilding it.   Don’t feel too bad, though. It’s only partly your fault.   Two-thirds of California wildfire victims are under-insured, according to Amy Bach, executive director of consumer advocacy...
As posted at: The Washington Post

February 1, 2019
A San Diego condo owner says his insurance rate increased by a whopping 45 percent. He says his insurance agent blamed it on the deadly Camp Fire, 600 miles away. “I was just kind of dumbfounded,” says condo owner Neal Dunn. That was his reaction when he says his mail arrived with a massive annual premium increase of more than $580 to insure his one bedroom condo. It’s located in University...
As posted at: ABC 10 San DIego

January 30, 2019
Listen to the radio clip Transcript ...on that front trying to get various insurance company to do the right thing we've been dragging into mediation and you know ready to go House in one case according to the consumer advocacy group United Policy holders two thirds of the homes lost in wildfires are grossly under insured Jenna laine KCBS held for is...
As posted at: KCBS-AM

January 28, 2019
Not all homes in Paradise were destroyed by November’s deadly Camp Fire. Approximately 10 percent of buildings in the town of Paradise are still standing, according to a rough estimate from the California Department of Forestry and Fire Protection. But families who still have their houses in the area, and who may be considering returning, could have trouble keeping their home insured, at...
As posted at: Capitol Public Radio

January 18, 2019
The National Association of Insurance Commissioners (NAIC) recently named 34 consumer liaison representatives for 2019. Established in 1992, the Consumer Liaison Program promotes consumer interaction with state insurance regulators at meetings and throughout the year. The 20 funded and 14 unfunded consumer representatives began their terms Jan. 1. NAIC-funded representatives are those who are...
As posted at: Insurance Journal

January 13, 2019
Stacie and Jad Elkhoury avoided tragedy two years ago when flames from the Nuns wildfire stopped just short of their home southeast of Sonoma. The house did suffer some smoke damage to upholstery and rugs, for which they filed a claim with their insurance company, Nationwide, for reimbursement. However, a few weeks ago, the Elkhourys were notified by a different insurer the coverage on their...