November 27, 2018
As victims of the California wildfires begin to think about rebuilding their homes, advocates and policymakers are warning that natural disasters, made more frequent and destructive because of climate change, could make home insurance unaffordable and force more Americans to rely on government insurance programs that are already strained. The Camp Fire — the worst wildfire in California’s...
As posted at: PBS

November 21, 2018
Your homeowners' or renters' insurance should cover the repairs. If you don't yet have a policy, here's what to do. The California Camp Fire has destroyed more than 12,000 homes as of Tuesday morning, and displaced more than 300,000 people. The damage will cost insurers between $7.5 billion and $10 billion, according an estimate risk modeler RMS.   Buying homeowners' insurance in a fire...
As posted at: INC

November 20, 2018
California’s wildfires keep growing bigger, more frequent and more destructive. Of the 20 worst wildfires in state history, four were just last year, giving rise to a record $12.6 billion of insurance claims. It hasn’t gotten any better this year. The Mendocino Complex Fire in August was the biggest in state history, and the Camp Fire that wiped out the town of Paradise is the deadliest. It had...
As posted at: NY Times

November 19, 2018
It is estimated that there are over 13.5 million homes in California and one-third of those are located in or near areas vulnerable to wildfires. Unfortunately, for those of us who live and work in California, wildfires are an annual occurrence that have, in recent years, become increasingly more devastating and more costly, both in terms of loss of life and damage to property. Following the...
As posted at: Law360

November 17, 2018
NPR's Scott Simon speaks with fire survivor Karen Reimus whose house burned down in San Diego in 2003. She will be volunteering at a local assistance shelter to help survivors of the wildfires. SCOTT SIMON, HOST: California's increasing and increasingly destructive wildfires have created a growing group of people who may be able to offer help. They've survived wildfires themselves and now try to...
As posted at: NPR

November 16, 2018
The fires that tore through California in the past week have reduced homes to ash, upending lives and leaving thousands in sudden need of shelter. But beyond the immediate challenges of finding a place to live in a state with a perpetual shortage of housing, property owners could face a number of challenges in trying to rebuild. Construction workers are in short supply. The costs of some...
As posted at: LA Times

November 14, 2018
If you didn’t lose your home, these fires are a startling reminder of the importance of being properly insured. In fact, advocacy group United Policyholders says two-thirds of wildfire victims are under-insured by more than $100,000. Here are tips for making sure you’re protected. First, make sure you’re fully covered by insurance. You don’t want to rely on FEMA -- that’s a needs-based...
As posted at: NBC Los Angeles

November 13, 2018
Californians who lost a home to the state’s wildfires could face a nightmarish recovery as they try to rebuild. It’s always a challenge to recuperate after any disaster, but California residents face a unique problem. Experts say the seemingly endless series of devastating wildfires in recent years has increased costs and limited the available pool of workers needed to rebuild. Homeowners can...
As posted at: Associated Press

November 13, 2018
Consumer advice: There are many ways policies fall short of what homeowners actually lose. The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean they can breathe easy. Property insurance lawyers say it’s not uncommon for some insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging...
As posted at: Herald Net

November 12, 2018
The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean you can breathe easy. Property insurance lawyers say it’s not uncommon for insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging in Northern and Southern California. “In a mass loss, they’re looking at their overall payments...
As posted at: LA Times