June 13, 2019
With the Atlantic hurricane season underway, homeowners should be aware that inadequate insurance coverage can make recovering from a bad situation even worse. Whether damage from a storm comes from wind or water, homeowners whose coverage is insufficient have discovered the hard way that it makes recovery difficult and that their options for help are limited. “Some people believe they don’t need...
As posted at: CNBC

June 11, 2019
As North Texans grapple with damage claims following a weekend storm, estimates say 60% of homes don't have enough coverage for full replacement. DALLAS — If there is one good thing to come out of the Sunday storms, it’s that all that damage might make us look at our homeowner’s insurance.  Multiple surveys by Marshall & Swift/Boeckh over the years have found that as many as 60% of homes...
As posted at: WFAA

May 29, 2019
State insurance Commissioner Ricardo Lara is seeking help from the industry he regulates for survivors of the Wine Country wildfires who are still struggling to rebuild their homes. After meeting in Santa Rosa on Tuesday night with city officials and block captains from neighborhoods ravaged by the Tubbs Fire, Lara announced he had requested that insurers continue paying living expenses for...
As posted at: San Francisco Chronicle

May 28, 2019
NPQ has written before about how disasters tend to exacerbate existing economic inequality. Now, from Sara Viner of High Country News comes a story about California wildfires that reinforces this message. Examining two recent major California fires—the 2015 Valley Fire and the 2017 North Bay complex fires—shows that where you live deeply affects how much disaster recovery support you receive...
As posted at: Nonprofit Quarterly

May 20, 2019
In the late 1980s – before there was a Web – I had the privilege of working for the late great attorney Gene Anderson, hero of corporate policyholders, scourge of insurance companies.  I was his ghostwriter – on legal briefs, articles, and the occasional speech – but the real action took place in a suite high above our offices on Madison Avenue. It was there that Gene had gathered...
As posted at: Forbes

May 20, 2019
Fires are indiscriminate. Recovery isn’t. On the afternoon of September 12, 2015, the Valley Fire erupted near the outskirts of Cobb, California, an unincorporated community shadowed by Cobb Mountain in the Northern Interior of California. The fire grew so rapidly that it trapped the first responders from CalFire’s Helitack Crew 104. Four firefighters were badly injured and were rescued by...
As posted at: Mother Jones

May 17, 2019
On the afternoon of Sept. 12, 2015, the Valley Fire erupted near the outskirts of Cobb, California, an unincorporated community shadowed by Cobb Mountain in the Northern Interior of California. The fire grew so rapidly that it trapped the first responders from CalFire’s Helitack Crew 104. Four firefighters were badly injured and were rescued by CalFire Division Chief Jim Write, who drove through...
As posted at: High Country News

May 14, 2019
Sonora, CA — Increasing difficulties homeowners and would-be buyers are experiencing with fire insurance has Mother Lode realtors, insurers, and government officials abuzz. Tuesday at the Tuolumne County Association of Realtors (TCAR) Office, members who attended the recent California Association of Realtors (CAR) Legislative Day recapped their efforts to elevate what they describe as an epidemic...
As posted at: myMotherLode.com

May 13, 2019
After Misty Attaway and her family were forced to flee from the Camp Fire on the morning of Nov. 8, she heard some shocking news: Her home in Paradise, unlike much of the rest of the town, had survived. "I thought, 'Oh my gosh, I'm the lucky one,' " Attaway said. In many ways, she was. The Camp Fire was the deadliest and most destructive California wildfire in recorded state history. It spared...
As posted at: KQED

May 7, 2019
Even six months after the Woolsey Fire, some fire victims are still having difficulties collecting what they’re owed by their insurers; that includes residents with partial damage to their homes as well as those experiencing total losses.    To help smooth the way, California’s top insurance official, Insurance Commissioner Ricardo Lara, came to Malibu City Hall last Sunday with...
As posted at: The Malibu Times