October 21, 2020
One thing we know for sure about the coronavirus, it’s been giving our homes a workout.   With many people spending all day and night in lockdown, this has placed unusual strain on such things as kitchen appliances and bathroom fixtures.   Which may have gotten you thinking about home warranties, a form of insurance that covers many things the typical home-insurance policy...
As posted at: Los Angeles Times

October 13, 2020
Three years since the Tubbs fire, there have been some notable improvements for homeowners who are wrangling with their insurance carriers in the aftermath of a wildfire loss.   The state Legislature enacted some reforms, such as boosting rental living expenses from a maximum of two years to three years after a disaster while a homeowner waits for their home to be rebuilt. Last month,...
As posted at: The Press Democrat

October 5, 2020
Wildfire victims who lose their home and possessions will be able to recoup money for their expenses faster, thanks to legislation that makes property insurance benefits easier to collect.   Gov. Gavin Newsom signed Senate Bill 872 into law Thursday, providing a suite of insurance protections and streamlined claims processing to better respond to the recovery challenges residents face...
As posted at: The Press Democrat

October 5, 2020
With a destructive wildfire season still underway, Insurance Commissioner Lara is urging insurance companies to help wildfire survivors. CALIFORNIA, USA — California has had an incredibly destructive wildfire season, which have left many residences without a home or facing significant property damage.    As a result, California Insurance Commissioner Ricardo Lara is calling on...
As posted at: ABC10

October 3, 2020
October 3, 2020 - SACRAMENTO, Calif. — In response to California’s latest destructive fires, Insurance Commissioner Ricardo Lara is requesting that insurance companies help wildfire survivors who are overwhelmed with the task of navigating the claims process by providing up to 100 percent of personal property coverage limits without a detailed inventory to those who suffered a total loss of...
As posted at: Sierra Sun Times

October 2, 2020
Insurance is getting harder for some U.S. homeowners to obtain as a result of the impacts of climate change, according to reporting from The Huffington Post and Marketplace. Many insurance companies are choosing not to renew homeowner policies in areas with increased risks of wildfires, sea level rise, or other natural disasters, or are significantly raising premiums. “The insurance industry’s...
As posted at: Yale Environment 360

September 30, 2020
As still more wildfires rage in the Bay Area, many wonder how to handle the practicalities if they must evacuate — or worse, if their home is lost or damaged. Here are answers to common questions about insurance, money and real estate. Q: I had to evacuate and don’t yet know my home’s status. What should I do?   A: The first thing, said Amy Bach, executive director of United...
As posted at: San Francisco Chronicle

September 28, 2020
Vita Iskander had no intention of taking a leadership role when she walked into Santa Rosa’s Unitarian Universalist church on Oct. 25, 2017. Seventeen days earlier, her home in Hidden Valley Estates had burned in the Tubbs fire. Still in something of a daze, she attended a meeting held by United Policyholders, whose bland name belies its righteous role as a consumer advocacy group in the murky...
As posted at: The Press Democrat

September 22, 2020
PHOENIX, Ore. — Janet Reisner woke up to the smell of smoke on Oct. 8, 2017, when she looked out the window, she saw fireballs landing in her backyard. Her home of 20 years in Santa Rosa, Calif. was one of the 5600 structures lost in the Tubbs fire. "It looked like a nuclear bomb went off because it was blocks and blocks and miles and miles of nothing," Reisner said. Now, almost three years after...
As posted at: KTVL News 10

September 17, 2020
The trauma of a wildfire is compounded only by the stress of trying to figure out if you’re covered under your insurance and how to collect under those policies for any damage to your property. Fortunately, ample free help is available, from coverage information to claims advocacy to mental-health counseling.   This year’s wildfire season in the west is worse than the norm. So far,...
As posted at: Money