November 14, 2018

If you didn’t lose your home, these fires are a startling reminder of the importance of being properly insured.

In fact, advocacy group United Policyholders says two-thirds of wildfire victims are under-insured by more than $100,000.

Here are tips for making sure you’re protected.

As posted at:
November 13, 2018

Californians who lost a home to the state’s wildfires could face a nightmarish recovery as they try to rebuild.

It’s always a challenge to recuperate after any disaster, but California residents face a unique problem. Experts say the seemingly endless series of devastating wildfires in recent years has increased costs and limited the available pool of workers needed to rebuild.

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As posted at:
November 13, 2018

Consumer advice: There are many ways policies fall short of what homeowners actually lose.

The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean they can breathe easy.

Property insurance lawyers say it’s not uncommon for some insurers to do everything possible to minimize payouts, especially after catastrophic...

As posted at:
November 12, 2018

The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean you can breathe easy.

Property insurance lawyers say it’s not uncommon for insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging in Northern and Southern...

As posted at:
November 4, 2018

The race for California insurance commissioner this year has taken on greater importance for North Bay residents, after many have found themselves with homes underinsured as a result of last year's wildfires.

And reforms to overhaul homeowner insurance regulations to provide more ways to help fire victims were mostly thwarted in the Legislature this year as a result of strong insurance...

As posted at:
November 1, 2018

It’s been 12 months since Madonna Day’s home burned down in the North Bay wildfires.

“I miss it so much,” she said. “My whole life’s treasures and memories are gone to ash.”

She and her daughter Marie-Louise Clark are eager to rebuild the farmhouse they called "Middle Earth." But there...

As posted at:
October 15, 2018

It was just one year ago when Tricia Woods lost her home in a single, impossible instant.

The Tubbs fire, the most destructive wildfire in California history, had ripped through Sonoma County and incinerated more than 5,500 homes, including the middle school teacher’s own four-bedroom house in the Coffey Park neighborhood of Santa Rosa.

That night, from an evacuation center at...

As posted at:
October 12, 2018

Properties classified as "partial loss" sometimes become the object of intense disagreement between homeowners and insurers

BLACK FOREST — At first, Nancy Trosper could hardly believe her good fortune. Although she initially heard that her house had burned to the ground in the disastrous 2013 Black Forest fire, the report proved erroneous.

When she saw it still...

As posted at:
October 10, 2018

So many people living in the North Bay counties of Napa, Sonoma and Mendocino had their lives changed one year ago. Our friends and neighbors in Lake County had endured an unprecedented firestorm two years earlier in their area; the October 2017 fires were a repeat of that, times four.