December 2, 2019
Plumas County homeowners may soon get some much needed home insurance relief.   The Fair Access to Insurance Requirements (FAIR) Plan, which is referred to as the home insurance plan of last resort, is quickly becoming the only resort for many California homeowners due to devastating wildfires statewide. This plan costs significantly more than a traditional plan and only covers fire...
As posted at: Plumas News

November 29, 2019
Nevada County sits in the Sierra foothills in the heart of Gold Country. Narrow roads snake through towering old-growth pine trees and cedars. Cal Fire has designated the county seat, Nevada City, and nearby Grass Valley as "very high fire hazard severity zones." Right in that zone, in Grass Valley, Kathy Lafayette and her mother live in the home their family built almost four decades ago. For 35...
As posted at: KQED

November 25, 2019
California regulators announced on Thursday new protections aimed at helping the growing number of people living in wildfire-prone areas who cannot find adequate homeowner’s insurance. Insurance Commissioner Ricardo Lara said that starting early next year his agency will significantly expand a state-created program that acts as the insurer of last resort. Follow several years of destructive...

November 21, 2019
Menendez legislation that would reform federal program may be voted on this week, but it faces uphill battle When Superstorm Sandy came ashore near Denise Vaccaro’s bayfront home in the Ocean County community of Forked River back in October of 2012, it was just the start of her problems. The damage was so extensive that her house was condemned, but her flood insurance company offered her just $...
As posted at: NJ Spotlight

November 16, 2019
When the more than 200 Kincade fire survivors who gathered Saturday morning at the Alexander Valley Community Center in Geyserville heard a firefighter introduce himself, they filled the hall with applause. More than half of them had structures burned in the fire. Some lost entire crops to the 77,758-acre fire, Sonoma County’s largest. Others lost everything. Their pain, at least for the moment,...
As posted at: The Press Democrat

November 16, 2019
Sacramento, CA…As wildfire risk drives more non-renewals of homeowner insurance across the state, Insurance Commissioner Ricardo Lara is taking action to help homeowners find adequate coverage to protect their homes by ordering the FAIR Plan to offer a comprehensive policy in addition to its current dwelling fire-only coverage by June 1, 2020, with traditional homeowner features, such as coverage...
As posted at: The Pine Tree

November 16, 2019
The California Department of Insurance has been urging residents who were under mandatory evacuation during the Kincade and Southern California wildfires to see if they can file a claim for additional living expenses under their homeowners or renters policies. Most policies in California cover expenses such as hotels, gas and meals that exceed your deductible if a civil authority forces...
As posted at: San Francisco Chronicle

November 15, 2019
United Policyholders one-year survey released Less than one third of the Camp Fire survivors who responded to a survey about their insurance claims a year after the disaster said they had decided to rebuild. Those who said they planned to rebuild their home was 28 percent, while those who did not plan to rebuild their home was nearly the same, 29 percent. About 34 percent of people were still...
As posted at: Enterprise-Record

November 14, 2019
SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner. As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas. Most of those people turn...
As posted at: 10 News San Diego

November 14, 2019
With more destructive wildfires burning California, insurance companies are increasingly declining coverage to homeowners As more companies refuse to provide fire insurance to homeowners in a state plagued by increasingly destructive blazes, California’s insurance commissioner said Thursday that a plan once meant to be a last resort will be expanded. “I am taking this action after meeting with...
As posted at: The Mercury News