November 16, 2018
The fires that tore through California in the past week have reduced homes to ash, upending lives and leaving thousands in sudden need of shelter. But beyond the immediate challenges of finding a place to live in a state with a perpetual shortage of housing, property owners could face a number of challenges in trying to rebuild. Construction workers are in short supply. The costs of some...
As posted at: LA Times

November 14, 2018
If you didn’t lose your home, these fires are a startling reminder of the importance of being properly insured. In fact, advocacy group United Policyholders says two-thirds of wildfire victims are under-insured by more than $100,000. Here are tips for making sure you’re protected. First, make sure you’re fully covered by insurance. You don’t want to rely on FEMA -- that’s a needs-based...
As posted at: NBC Los Angeles

November 13, 2018
Californians who lost a home to the state’s wildfires could face a nightmarish recovery as they try to rebuild. It’s always a challenge to recuperate after any disaster, but California residents face a unique problem. Experts say the seemingly endless series of devastating wildfires in recent years has increased costs and limited the available pool of workers needed to rebuild. Homeowners can...
As posted at: Associated Press

November 13, 2018
Consumer advice: There are many ways policies fall short of what homeowners actually lose. The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean they can breathe easy. Property insurance lawyers say it’s not uncommon for some insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging...
As posted at: Herald Net

November 12, 2018
The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean you can breathe easy. Property insurance lawyers say it’s not uncommon for insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging in Northern and Southern California. “In a mass loss, they’re looking at their overall payments...
As posted at: LA Times

November 4, 2018
The race for California insurance commissioner this year has taken on greater importance for North Bay residents, after many have found themselves with homes underinsured as a result of last year's wildfires. And reforms to overhaul homeowner insurance regulations to provide more ways to help fire victims were mostly thwarted in the Legislature this year as a result of strong insurance industry...
As posted at: Insurance News Net

November 1, 2018
It’s been 12 months since Madonna Day’s home burned down in the North Bay wildfires. “I miss it so much,” she said. “My whole life’s treasures and memories are gone to ash.” She and her daughter Marie-Louise Clark are eager to rebuild the farmhouse they called "Middle Earth." But there’s no sign of construction. The lot remains empty. “I can’t replace it,” Day said. “They haven’t come through.” "...
As posted at: NBC Bay Area

October 30, 2018
NAPA, Calif.(KTVU) - A joint hearing of the state Assembly and Senate Insurance Committees took place at Napa Valley College on Tuesday. The hearing comes after many key proposed reforms, were defeated in the Legislature. The hearing explored if homeowner's insurance coverage actually meets the reality of rebuilding a home in Wine Country. The hearing was aimed mostly at real or perceived wrongs...
As posted at: KTVU 2

October 15, 2018
It was just one year ago when Tricia Woods lost her home in a single, impossible instant. The Tubbs fire, the most destructive wildfire in California history, had ripped through Sonoma County and incinerated more than 5,500 homes, including the middle school teacher’s own four-bedroom house in the Coffey Park neighborhood of Santa Rosa. That night, from an evacuation center at her daughter’s...
As posted at: LA Times

October 12, 2018
Properties classified as "partial loss" sometimes become the object of intense disagreement between homeowners and insurers BLACK FOREST — At first, Nancy Trosper could hardly believe her good fortune. Although she initially heard that her house had burned to the ground in the disastrous 2013 Black Forest fire, the report proved erroneous. When she saw it still standing, and authorities finally...
As posted at: The Colorado Sun