August 27, 2019
Click Here to Listen to Amy Bach on KQED Forum 8/26/19 Between 2015 and 2018, insurance companies dropped nearly 350,000 California homeowners in high-risk fire areas. This insurance coverage data, recently released by California Insurance Commissioner Ricardo Lara's office, does not reflect how many people who lost insurance went on to purchase it elsewhere, or if newly purchased premiums were...
As posted at: KQED Forum

August 23, 2019
Wildfires are a growing concern for residents living in fire-prone areas and now keeping insurance to protect their belongings is becoming a crisis.   The California Department of Insurance found a six-percent increase in the number of customers dropped by their insurance companies. In zip codes recently hit by large, destructive fires ten-percent of customers lost their coverage....
As posted at: KCRA 3 News

August 21, 2019
Homeowners are finding it more difficult to obtain insurance to cover their homes in wildfire-prone areas of California, especially in high-risk regions such as communities in the Sierra Nevada, according to a report released Tuesday by the state insurance department. Insurers declined to renew 167,570 of the 9.65 million homeowner policies in the California private insurance market in 2018,...
As posted at: The Press Democrat

August 19, 2019
  A cozy alliance between insurers and law enforcement has turned the justice system into the industry’s hired gun and left innocent customers facing prison. When police showed up at Harry Schmidt's home on the outskirts of Pittsburgh, he thought they were there to help. He was still mourning the disappearance of the beloved forest green Ford F-150 pickup that he’d customized with a gun...
As posted at: BuzzFeed News

August 13, 2019
The value of home insurance cannot be understated. For most people, a home is their single biggest investment or asset. Nearly everything one owns — clothes, electronics, important documents and much more — dwells inside the home, and home insurance provides a way to safeguard them from a worst-case scenario. Climate change is also elevating the need for home insurance, as more areas around the...
As posted at: PropertyCasualty360

August 12, 2019
PARADISE — A stale chemical smell hangs in Lisa Kasza’s garage in lower Paradise. Piles of toys, books and other possessions covered in a thin layer of dust wait to be thrown out. Nine months ago, the Camp Fire burned all the trees, bushes and grasses right up to her home, melted her sprinklers and outdoor water pipes, shattered a couple windows and sent char onto the carpet and wood floors and...

July 26, 2019
SANTA ROSA, CA - Consumer advocates say a homeowners insurance crunch may soon become a homeowners insurance crisis as customers face huge rate increases or out-and-out cancellations. Experts say the major reasons homeowner policies get giant rate hikes or out-and-out cancellations is that their homes are too close to wild land brush and trees, or too far away from a fire station, or both...

July 22, 2019
  CHICO — People who lost their homes in wildfires drove several hours from Santa Rosa and Redwood Valley to share their lessons about dealing with insurance with Camp Fire survivors on Thursday night. The event was part of an ongoing series of in-person and online workshops put on by United Policyholders, a nonprofit advocacy and educational group for victims of wildfires with insurance...
As posted at: Chico Enterprise-Record

July 18, 2019
Life insurance, known as a "death benefit," can help with any unpaid debt, funeral costs, and give loved ones some financial security after you pass away. How do you know if you need to purchase life insurance? And what do you look for in finding an advisor? Amy Bach, Executive Director at United Policyholders, spoke to Michael Finney in the studio at ABC 7 News for more information on life...
As posted at: ABC 7 News

July 16, 2019
  Ronda Davish enjoys living in Cedar Ridge, a neighborhood about 15 miles northeast of Sonora. And yet after 19 years spent in the quiet foothills of the Stanislaus National Forest, Davish worries that her skyrocketing homeowner’s insurance rates will force her to find a new home. “I’m frustrated and I’m scared,” she said. “This is becoming a financial burden I don’t know if we can handle...
As posted at: The Sacramento Bee