February 20, 2020
Insurance companies have been dropping coverage for homeowners living in fire-prone areas, leaving them unprotected at best and unable to keep their homes at worst. SACRAMENTO, Calif. — A wildfire-related crisis facing counties all over the state could have one solution in sight.   As the risk of destructive wildfire grows, tens of thousands of California homeowners are finding...
As posted at: ABC10

February 20, 2020
A group of state lawmakers, regulators and consumer advocates hope the insurance industry can encourage homeowners and communities to harden their homes and neighborhoods against wildfires.   That’s the intent behind a newly introduced bill that would set statewide standards for fire-hardened homes and communities. It would then require state-licensed insurance companies to offer and...
As posted at: San Francisco Chronicle

February 11, 2020
The actor Shannen Doherty has revealed her battle with terminal breast cancer in an interview about her ongoing fight with State Farm, California’s largest home insurer, to receive compensation for her wildfire-damaged home.   Doherty’s Malibu home was damaged by smoke from the Woolsey fire in November 2018, which killed three people, destroyed more than 1,600 buildings and burned...
As posted at: The Guardian

February 7, 2020
SACRAMENTO (CBS13) — Little Lainey Walls came into the world with a big surprise — a $10,000 bill.   Even though her mom had insurance, the newborn was charged room and board for her first two days of life.   “It’s frustrating and I feel like it’s wrong for a new mom to have to fight their health insurance,” Kelly Walls said.   Kelly’s health insurance covered the...

February 6, 2020
Homeowners are finding their insurance premiums outpacing their incomes, if they can find insurance at all. Who is responsible for the crisis? AUBURN, Calif. — A crisis has been building in the foothills of the Sierra and other fire-prone communities in California. It's related to the recent wildfires in the state, but may be just as much a product of technology as reality.  ...
As posted at: ABC10 Originals

February 3, 2020
The average premium for the most common type of homeowners insurance was $1,211 in 2017, the most recent year for which data was available, according to a report issued last year by the National Association of Insurance Commissioners. That figure was up slightly from $1,192 in 2016.   But that doesn't tell the whole story. The annual cost of homeowners coverage can vary by hundreds of...
As posted at: How Stuff Works

February 3, 2020
The National Association of Insurance Commissioners recently named 32 consumer liaison representatives for 2020.   The 20 funded and 12 unfunded consumer representatives began their terms Jan. 1. Fifteen of the funded consumer representatives participated in the program in 2019. They receive funds from the NAIC, typically in the form is expense reimbursement for travel and lodging at...
As posted at: INN Exclusives

January 16, 2020
PARADISE — Paradise homes are getting bigger during the rebuild.   Around 60 percent of the homes under construction in the town are larger in square footage than the home they are replacing, according to permit and property data collected by the Chico Enterprise-Record and Chico State and analyzed by Chico State’s geographic information specialist Peter Hansen.   Before the...
As posted at: Enterprise-Record

January 15, 2020
After the storm has cleared or the fire has died down, your sense of relief at surviving may quickly give way to a sense of shock when you gaze at the charred or battered wreckage that used to be your home and all the stuff inside it. If there's any consolation, it's that you have a homeowners insurance policy that will help to make you whole again.   But before that can happen, you...
As posted at: How Stuff Works?

January 10, 2020
One thing to keep in mind about homeowners insurance is that if you're like most people, you probably don't have enough coverage.   "Whenever we do a survey in a disaster area, we generally find that two-thirds of the people whose homes are a total loss are severely underinsured," explains Amy Bach, an attorney and executive director of United Policyholders, a California-based...
As posted at: How Stuff Works