September 25, 2018
In many states, laws don’t require sellers to disclose that a property is in a flood or wildfire area, leaving homeowners with unexpected damage and losses The house on Weber Hill Road is almost a year gone, but it still haunts Emilie Hayes. Thirteen years ago, when she and her husband Steve bought the Missouri property in a foreclosure sale, Hayes vaguely knew that it was in a 100-year...
As posted at: The Guardian

September 21, 2018
  With record-breaking wildfires carving up the American west this summer, firefighters have become the rarest of civil servants: the kind almost universally lauded as heroes. Reinforcements dropped into California’s firefight from as far away as Australia and American Samoa to bolster strained state and federal crews, reaching a high point of 14,000 firefighters on the ground. Yet other...
As posted at: The Guardian

September 21, 2018
Of the many dubious reasons insurers use for denying claims, one of the most bizarre is telling a patient they neglected to obtain prior approval for treatment in the midst of a medical emergency.   Because, of course, the first thing most people think of in a life-or-death situation is phoning some insurance company’s call center and jumping through bureaucratic hoops. Kathy Mutchler...
As posted at: LA Times

September 20, 2018
REDDING, Calif. —  Debris removal from the Carr Fire is under way in Shasta County, but before the crews clear your land, there's some last-minute information you should know. Janelle Galbraith Management Assistant to the City Manager, with the Redding city planner's office says once approved for debris removal, almost everything will be taken care of by crews. In fact, the Debris Removal...
As posted at: KRCR News ABC7

September 20, 2018
By all accounts, Florence was a massive, wet monster of a storm — and an expensive one, too. Its historic deluge swelled inland rivers and wrecked homes across the Carolinas, racking up costs that early estimates set as high as $22 billion. When the floodwaters recede, residents will face some tough decisions about how — or even if — they can rebuild. It's likely that fewer than 10 percent of...
As posted at: NPR

September 19, 2018
Cascading hail accumulated on Lamar Mathews’ windshield as she made her way up the back road to Green Mountain Falls, through Chipita Park. She’d been stuck in traffic on U.S. 24 going west from Colorado Springs for quite some time before managing to get on a different route home. In the storm, she could barely see. “I thought that was the worst part of my day,” Mathews says. But she would...

September 19, 2018
Soon after the still-rising flood waters from Hurricane Florence begin to recede, the rebuilding process in devastated parts of North and South Carolina will get underway. Insurers will have to write an estimated  $10 billion check for that, said the Consumer Federation of America (CFA). But not everyone will wind up happy, least of all the property insurers who'll take a short-...
As posted at: CBS Money Watch

September 18, 2018
  More than a million people in North and South Carolina have suffered from the flood waters driven ashore by Hurricane Florence. Nearly 750,000 of them were forced to evacuate, while others were trapped by a deluge of more than 30 inches of rain. Even when the waters recede, they won't be out of the woods. Many victims have trouble collecting from their insurer because...
As posted at: CBS Money Watch

September 14, 2018
As Hurricane Florence makes landfall, homeowners along the North and South Carolina coasts could face up to 14 feet of storm surge -- tidal water driven by high winds. But many of them could discover that their insurance doesn't cover damage from that common hurricane effect. That's because of the little-known, misunderstood and obscure "anti-concurrent causation clause" written into their policy...
As posted at: CBS News

September 10, 2018
As the anniversary of the October 2017 North Bay wildfires approaches, a San Francisco group is interested in hearing from Californians whose homes were damaged or destroyed. United Policyholders, a non-profit that has held several workshops to help fire victims tackle insurance issues, is conducting a survey of fire victims. The group’s executive director, Amy Bach, says UP wants to gauge how...
As posted at: NBC Bay Area