October 24, 2011

The next day, a larger storm came. Water came through sewers and manhole covers to flood the streets, turning Capitola into a lake.

Home to many mom and pop shops already struggling to survive, dealing with the aftermath may have been even tougher than the flood itself.

Stores were forced to close down or move. The Federal Emergency Management Agency denied disaster relief, with...

October 24, 2011

SACRAMENTO, Calif., Oct. 19 -- The California Department of Insurance issued the following news release:

 

Insurance Commissioner Dave Jones, joined by Assemblymember Nancy Skinner (D-Berkeley) and Oakland Mayor Jean Quan will mark the 20th anniversary of the Berkeley, Oakland Firestorm and the 20th year of United Policyholders (UP) consumer advocacy efforts at a meeting to...

October 19, 2011

After surviving the 1991 firestorm, thousands of Oakland residents faced a new nightmare: fighting insurance companies that stalled on making payouts and tried to lowball the costs of rebuilding.

"People don't realize that you have the first disaster of the fire itself, then the disaster of picking up the pieces," said Sue Piper, whose Hiller Drive home burned to the ground. "You're in...

October 19, 2011

After surviving the 1991 firestorm, thousands of Oakland residents faced a new nightmare: fighting insurance companies that stalled on making payouts and tried to lowball the costs of rebuilding.

 

"People don't realize that you have the first disaster of the fire itself, then the disaster of picking up the pieces," said Sue Piper, whose Hiller Drive home burned to the...

October 3, 2011

The frustrations of area residents who lost their homes last year in the Fourmile Fire could lead to changes in the way the state regulates insurance companies and how insurance agents work with clients.

The Fourmile Fire, which started Sept. 6, 2010, burned more than 6,000 acres and destroyed 149 homes. The Rocky Mountain Insurance Information Association estimates the damage cost $217...

October 3, 2011

It's been an interesting year as fellow Americans on the East Coast have faced more than their fair share of natural disasters. And the most shocking revelation was the false assumption that earthquakes are exclusive to the West Coast. But this summer's earthquake centered in Virginia provided a forceful reminder that more than 75 million Americans in 39 states live near active earthquake...

September 29, 2011

Karen Reimus slowly pilots an SUV through her Scripps Ranch neighborhood of large Tuscan-looking homes with red tile roofs and meticulously tended lawns. As kids play and adults stroll the streets greeting each other by name, she points out the homes that vaporized eight years ago after the Cedar Fire leapt through the subdivision, leveling more than 300 homes.

"That one burned, that...

As posted at:
September 29, 2011

Karen Reimus slowly pilots an SUV through her Scripps Ranch neighborhood of large Tuscan-looking homes with red tile roofs and meticulously tended lawns. As kids play and adults stroll the streets greeting each other by name, she points out the homes that vaporized eight years ago after the Cedar Fire leapt through the subdivision, leveling more than 300 homes.

"That one burned, that...

As posted at:
September 29, 2011

If you're a Pennsylvania resident with Allstate Property & Casualty homeowners insurance, you may face an unpleasant surprise this fall: a sizable boost in your insurance premium.

You can just suck it up - as Allstate undoubtedly expects most policyholders to do - or you can use it as a goad to do something you may find nearly as unpleasant: shop around for alternatives. It...

September 22, 2011

If you've opted for a high deductible, it won't pay to make a claim for small losses. If a loss is only moderately greater than your deductible, you should also consider not filing a claim, because it could prompt a premium hike or flag you as a customer worth dropping—especially if you make several small claims over a relatively short period. Homeowners insurance is for losses in the...