October 25, 2011
The California Earthquake Authority applauds California’s U.S. Rep. John Campbell (R-48), who today introduced H.R.3125 – companion legislation to S.637 introduced by U.S. Sen. Dianne Feinstein earlier this year. Both bills would strengthen the nation’s natural disaster recovery system by enacting the Earthquake Insurance Affordability Act (EIAA). “I thank Rep. Campbell for coming together with...

October 25, 2011
When you purchase car insurance, you hope your claims will be paid. But in many situations, your insurer can deny your claim because of things you've done. Negligence, criminal activity or simple forgetfulness all can cost you. Here are six things you may do that can result in your insurance company refusing to foot the bill for your claim. 1. Filing a fraudulent claim Tempted to pretend that old...

October 25, 2011
Q: Reader Clare S. of El Cerrito asks: "Are there any advantages to carrying earthquake insurance if we have little equity in our home?" A: Doug Heller, executive director of Consumer Watchdog, says earthquake insurance protects three things: your equity, the structure itself and your credit rating. Even if you have little or no equity, "those two other things are there to protect," he says....

October 25, 2011
SAN BRUNO, Calif. (KGO) -- More than a year after the San Bruno pipeline explosion, recovering and rebuilding is slow-going. Homeowners are having a hard time getting what they need from their insurance companies. The intersection where a PG&E pipeline exploded over a year ago will reopen Wednesday. While that is progress, the homeowners are still mired in difficulties with their insurance...

October 25, 2011
For months after the 1991 Oakland hills fire reduced his home on Sherwick Drive to a charred heap, Howard Matis would return from work, then close his eyes and imagine the contents of every drawer, shelf, cupboard and closet of his two-story bungalow. But how does a man make an inventory on a short deadline when everything has been destroyed? "You stay up at night and think," Matis said. His was...

October 24, 2011
The next day, a larger storm came. Water came through sewers and manhole covers to flood the streets, turning Capitola into a lake. Home to many mom and pop shops already struggling to survive, dealing with the aftermath may have been even tougher than the flood itself. Stores were forced to close down or move. The Federal Emergency Management Agency denied disaster relief, with many insurance...

October 24, 2011
SACRAMENTO, Calif., Oct. 19 -- The California Department of Insurance issued the following news release:   Insurance Commissioner Dave Jones, joined by Assemblymember Nancy Skinner (D-Berkeley) and Oakland Mayor Jean Quan will mark the 20th anniversary of the Berkeley, Oakland Firestorm and the 20th year of United Policyholders (UP) consumer advocacy efforts at a meeting to be held at...

October 19, 2011
After surviving the 1991 firestorm, thousands of Oakland residents faced a new nightmare: fighting insurance companies that stalled on making payouts and tried to lowball the costs of rebuilding. "People don't realize that you have the first disaster of the fire itself, then the disaster of picking up the pieces," said Sue Piper, whose Hiller Drive home burned to the ground. "You're in shock...

October 19, 2011
After surviving the 1991 firestorm, thousands of Oakland residents faced a new nightmare: fighting insurance companies that stalled on making payouts and tried to lowball the costs of rebuilding.   "People don't realize that you have the first disaster of the fire itself, then the disaster of picking up the pieces," said Sue Piper, whose Hiller Drive home burned to the ground. "You're in...

October 3, 2011
The frustrations of area residents who lost their homes last year in the Fourmile Fire could lead to changes in the way the state regulates insurance companies and how insurance agents work with clients. The Fourmile Fire, which started Sept. 6, 2010, burned more than 6,000 acres and destroyed 149 homes. The Rocky Mountain Insurance Information Association estimates the damage cost $217 million,...