August 7, 2018
Within official flood hazard zones, flood insurance is mandatory in order to get a federally insured mortgage. But even when homeowners don’t live in a high-risk zone, they should consider getting flood insurance, experts say. That’s because standard policies don’t cover flood losses. That said, endorsements are available on homeowner policies that provide limited coverage in the event of a...
As posted at: Lancaster Online

July 30, 2018
  With the devastating wildfires going on right now in Northern California, like the Carr Fire, the Mendocino Complex Fire, the Ferguson Fire, and the Steele Fire, do you have adequate fire insurance? And how can we forget the horrific North Bay Wildfires from October 2017? It is never too late to reexamine your current fire insurance policy to better prepare you for the next natural...
As posted at: ABC7 News

July 28, 2018
On Saturday, July 28, 10 a.m. to 2 p.m., Sonoma County Supervisor Susan Gorin is hosting a Housing and Rebuilding Fair at Oakmont’s Berger Center. This event is cosponsored by the County of Sonoma and the City of Santa Rosa. This event is intended for fire survivors or residents to get information and resources to help navigate through the rebuild journey. At this ‘expo’ style event attendees...
As posted at: The Kenwood Press

July 23, 2018
Survivors of the October fires, or anyone interested in the resources necessary for rebuilding and recovery in its wake, are invited to attend a workshop and resource fair on Saturday, July 28, in Oakmont. Supervisor Susan Gorin will host the event, co-sponsored by the County of Sonoma and the City of Santa Rosa. It is intended for fire survivors or residents to get information and resources to...
As posted at: Sonoma Index-Tribune

July 19, 2018
Executive Director of United Policyholders, Amy Bach, shares her view of how the community is doing presently as we continue to navigate the post-October wildfire era, how proactive our community has been when it comes to home insurance coverage that they paid for, suggestions on how to deal with the insurance companies going forward, tips on how to prepare your home and property in the future,...
As posted at: KSRO

July 18, 2018
Many homeowners lack flood insurance or have insufficient policy limits for repairs or rebuilding following a natural catastrophe Many U.S. homeowners are inadequately insured for natural-catastrophe damage ahead of the height of the Atlantic hurricane season. Three major landfalling hurricanes in 2017—Harvey, Irma and Maria—revealed a widespread lack of full insurance coverage for homeowners in...
As posted at: The Wall Street Journal

July 17, 2018
  Three of every five homes in America are underinsured by an average of 20 percent less than full value, according to analytics firm CoreLogic. Is yours one of them? Could you easily put your hands on $50,000 to help rebuild a house with a $250,000 replacement value? These are important questions to ask yourself, because if your home is completely destroyed in a fire, tornado, hurricane or...

July 11, 2018
This week, Community Foundation Sonoma County (CFSC) announced grants to help people impacted by the fires who are struggling with insurance claims, legal issues and securing the resources they need to recover. These grants are funded through Community Foundation’s Sonoma County Resilience Fund, which was established in October 2017 to support long-term fire recovery with grantmaking planned...
As posted at: The Windsor Times

July 9, 2018
In a closely-watched case on insurance coverage in an age of expanding cyber risk, a federal appeals court in New York has upheld a lower court ruling that a commercial crime insurance policy covers wire transfer losses resulting from a spoofing attack. The ruling is a reminder of how traditional wording in policies continues to be closely scrutinized by insureds for any ties to cyber risk,...
As posted at: Insurance Journal