November 13, 2018
Consumer advice: There are many ways policies fall short of what homeowners actually lose. The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean they can breathe easy. Property insurance lawyers say it’s not uncommon for some insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging...
As posted at: Herald Net

November 12, 2018
The vast majority of California homeowners have insurance that covers fire damage. But that doesn’t mean you can breathe easy. Property insurance lawyers say it’s not uncommon for insurers to do everything possible to minimize payouts, especially after catastrophic blazes such as the ones now raging in Northern and Southern California. “In a mass loss, they’re looking at their overall payments...
As posted at: LA Times

November 4, 2018
The race for California insurance commissioner this year has taken on greater importance for North Bay residents, after many have found themselves with homes underinsured as a result of last year's wildfires. And reforms to overhaul homeowner insurance regulations to provide more ways to help fire victims were mostly thwarted in the Legislature this year as a result of strong insurance industry...
As posted at: Insurance News Net

November 1, 2018
It’s been 12 months since Madonna Day’s home burned down in the North Bay wildfires. “I miss it so much,” she said. “My whole life’s treasures and memories are gone to ash.” She and her daughter Marie-Louise Clark are eager to rebuild the farmhouse they called "Middle Earth." But there’s no sign of construction. The lot remains empty. “I can’t replace it,” Day said. “They haven’t come through.” "...
As posted at: NBC Bay Area

October 30, 2018
NAPA, Calif.(KTVU) - A joint hearing of the state Assembly and Senate Insurance Committees took place at Napa Valley College on Tuesday. The hearing comes after many key proposed reforms, were defeated in the Legislature. The hearing explored if homeowner's insurance coverage actually meets the reality of rebuilding a home in Wine Country. The hearing was aimed mostly at real or perceived wrongs...
As posted at: KTVU 2

October 15, 2018
It was just one year ago when Tricia Woods lost her home in a single, impossible instant. The Tubbs fire, the most destructive wildfire in California history, had ripped through Sonoma County and incinerated more than 5,500 homes, including the middle school teacher’s own four-bedroom house in the Coffey Park neighborhood of Santa Rosa. That night, from an evacuation center at her daughter’s...
As posted at: LA Times

October 12, 2018
Properties classified as "partial loss" sometimes become the object of intense disagreement between homeowners and insurers BLACK FOREST — At first, Nancy Trosper could hardly believe her good fortune. Although she initially heard that her house had burned to the ground in the disastrous 2013 Black Forest fire, the report proved erroneous. When she saw it still standing, and authorities finally...
As posted at: The Colorado Sun

October 10, 2018
So many people living in the North Bay counties of Napa, Sonoma and Mendocino had their lives changed one year ago. Our friends and neighbors in Lake County had endured an unprecedented firestorm two years earlier in their area; the October 2017 fires were a repeat of that, times four. For me, dealing with disaster recovery had been a personal focus since 2008, when ABAG (Association of Bay Area...

October 8, 2018
  At a recent event for people who lost their homes in last year’s fires, a local yoga business owner led the room through a mediation exercise. She led off by sharing that her childhood home had been destroyed in the fires, and then dimmed the lights for a short interval. It was a perfect contribution to the evening’s main purpose. The audience was there to get answers to technical...

October 8, 2018
  On the anniversary of the North Bay Fires that burned thousands of homes to the ground in Santa Rosa, we are finding many homeowners will not have the cash to rebuild. Why? They were under-insured, they say, through no fault of their own. A month after the fire we visited the Sherwood's home in Santa Rosa, the buildings were gone, the trees were blackened ash was everywhere. We recently...
As posted at: ABC7 News