June 26, 2018


MONTECITO, Calif. - A non-profit organization is helping those who are affected by the Montecito mudflow and Thomas fire as they deal with a huge part of recovery. 

United Policy Holders hosted a workshop Tuesday night at the Montecito Union School. Its goal is to focus on the challenges many are dealing with when it comes to dealing with insurance companies.  


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June 15, 2018


New York Times -  The Atlantic hurricane season is here, and with it the threat of storm-related flooding. So homeowners may want to buy flood insurance, if they don’t already have coverage.

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June 6, 2018


The California Supreme Court has ruled that when a third party sues an employer for the negligent hiring, retention, and supervision of an employee who intentionally injured that third party, the suit can allege an “occurrence” under the employer’s commercial general liability insurance policy.

The Case

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May 25, 2018


Ramona Nicholson was awake late on Oct. 8 listening to the wind blow. Upon hearing that fires had broken out in Napa, she drove from her Sonoma-area house, on the grounds of her family’s Nicholson Ranch Winery, over the hill to Old Sonoma Road to get a better look.

By the time she turned around to head back, the fires were menacing her property.

May 22, 2018

Executive director of United Policyholders, Amy Bach, details what was discovered in the Fire Rebuild Poll her organization recently conducted, what surprised her about the results, what homeowners are dealing with as far as getting insurance to pay, the percentage of people reporting that they were under insured, the issues...

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May 18, 2018

Amy Bach started working as an advocate for insurance policyholders in 1984. She became an attorney in 1989 and co-founded United Policyholders in the aftermath of the Oakland Hills firestorm two years later.

The San Francisco-based nonprofit has a network of over 200 volunteer lawyers, insurance professionals and disaster survivors to help homeowners navigate...

May 11, 2018

Two new bills will help prevent homeowners from being underinsured when disaster strikes. California Insurance Commissioner Dave Jones says the bills give consumers a better likelihood of being fully insured.

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May 2, 2018

Two bills inspired by the 2017 mudslides and fires in California that are designed to help prevent homeowners from being underinsured when disaster strikes passed the Assembly Insurance Committee on Wednesday.

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April 30, 2018

ROSEVILLE (CBS13) — Retired and on a fixed income, Victor Reyes needed work done on his teeth. Victor had dental insurance, but it didn’t cover the crowns he needed, so when the dental office gave him the option to pay cash up front for a discount, Victor jumped at the offer.

He says the crowns fell out four days after the dentist put them in.

“I was thinking something’s got to...

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