September 6, 2011
Almost one year after the Fourmile Canyon wildfire devastated mountain communities in Boulder County, only 64 percent of victims surveyed have settled their insurance claim, and for many the settlement will not be enough to rebuild their home. Other key findings from respondents include: • 64 percent reported being underinsured on their dwelling by an average of more than $200,000 • 36 percent...

September 6, 2011
For some victims of the Fourmile Fire that ravaged the hills of western Boulder County the week of Sept. 6, 2010, this has been the “year of the phoenix.” Others are still waiting to rise from the ashes. In honor of the one-year anniversary of the Fourmile Fire, the most devastating in the state’s history in terms of property lost, Boulder Weekly interviewed a handful of the residents who lost...

September 6, 2011
One year ago this Labor Day Weekend, an errant spark from an unattended fire pit in Four Mile Canyon west of Boulder quickly became the most destructive wildfire in Colorado history burning 169 homes and damaging scores more. It was an emotional and stressful time for thousands of people directly impacted by the Four Mile Canyon fire, for many, one year later, it still is. De ja vu Jack Thompson...

September 6, 2011
Tactful assertiveness. It's what Andi O'Conor, who lost her house of 20 years to the Fourmile Fire, said it takes to make a successful insurance claim on losses from Colorado's most costly wildfire. "You have to remember that they are working for you and you've paid all this money and you should get what you're covered for," she said. Even so, the 54-year-old public speaking coach and former...

August 31, 2011
As the water recedes from Hurricane Irene, lawyers are expecting disputes over insurance coverage to pour in. The biggest fights will stem from arguments over property damage and whether it resulted from wind or water, legal experts said. Similar questions arose in the aftermath of Hurricane Katrina six years ago. Disputes over the extent of coverage and the reimbursement amounts are also likely...

August 29, 2011
The devastating wildfires of 2007 burned twice for Janice and John Strizver. There was the the initial, horrific loss of their Ramona home consumed by fire. And then came the slow, angry burn on realizing that their insurance payout would fall far short of the cost to rebuild. Now a new set of state regulations, which went into effect Monday, seek to combat the problem of underinsurance by...

August 29, 2011
As Hurricane Irene approached last week, several groups released tips on how to file claims effectively. The Consumer Federation of America, a consortium of more than 300 consumer interest groups and United Policyholders, a non-profit in San Francisco, Calif. funded by the Rockefeller Foundation and others, suggested policyholders with claims: Be prompt in filing the claim and responding to...

August 29, 2011
As Hurricane Irene approached last week, several groups released tips on how to file claims effectively. The Consumer Federation of America, a consortium of more than 300 consumer interest groups and United Policyholders, a non-profit in San Francisco, Calif. funded by the Rockefeller Foundation and others, suggested policyholders with claims: Be prompt in filing the claim and responding to...
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August 29, 2011
Despite a lawsuit trying to stop it, state Insurance Commissioner Dave Jones implemented new regulations requiring insurance companies to reveal the true and complete costs to homeowner who want to replace their home after a disaster, like a wildfire. "In the 2007 wildfire, many homeowners found out they were underinsured. These new regulations will correct that," Jones said in a press conference...

August 29, 2011
New statewide homeowners insurance regulations took effect Monday that, depending upon who you believe, either protect consumers against under being insured or restrict the ability of insurers to enlighten homeowners about their coverage. California Insurance Commissioner Dave Jones announced the new regs Monday along with Amy Bach, executive director of United Policyholders . The new...