August 22, 2011

BOULDER COUNTY - On Labor Day morning almost a year ago, Bruce Honeyman was simply reading the paper. About 10 that morning, Honeyman, the chief of the Sunshine Fire Protection District got a call for mutual aid.

"[I] came around the corner and saw that it was out of control," Honeyman said.

Not even 15 years with the volunteer fire department could prepare him for what he saw....

August 10, 2011

Regulations Would Require Companies To Reveal Costs To Replace Homes After Disaster

July 26, 2011

Not being able to afford car insurance so you can legally drive to job interviews is a burden for unemployed residents of most states. And without a job, it’s hard to come up with the money for car insurance.

In Michigan, state Sen. Virgil Smith is trying to solve that problem through legislation he introduced in June that would provide cheap, stripped-down car insurance to Detroit...

As posted at:
July 21, 2011

Across tornado-affected areas of Alabama, thousands of property owners are grappling with insurers about how much money they are owed to rebuild.

Already, nearly 500 people have contacted the state Insurance Department. State regulators now expect around 90,000 claims because of April’s storms, and even if the industry resolves 98 percent of them, there could be close to 2,000 disputes...

July 21, 2011

These tools and workshops apply lessons learned by those who’ve lost homes in past wildfires, plus tips from leading safety and construction experts.

United Policyholders is a national nonprofit 501(c) (3) organization that educates consumers on insurance matters with over 19 years of experience helping disaster victims navigate the insurance recovery process on their own and find the...

July 21, 2011

With the advent of fire season, California Insurance Commissioner Dave Jones visited Rancho Bernardo Thursday to remind locals that they should prepare a home inventory list now.

The list, along with doing an annual update of property insurance policies to reflect current rebuilding prices and home improvements, were among tips Jones gave during a press conference at the Rancho Bernardo...

July 21, 2011

State Sen. David Baria has become the first Gulf Coast representative on the board of United Policyholders, a group that helps consumers nationwide with insurance issues.

Baria’s experience as an attorney, policymaker and Hurricane Katrina survivor who lost his Bay St. Louis home will all be helpful to United Policyholders, said the California-based group’s executive director, Amy Bach...

As posted at:
July 20, 2011

In a move to prevent homeowners from being underinsured after disasters, the California insurance commissioner has imposed new regulations for estimating a home’s replacement value for insurance purposes. Some insurers have sued in response, saying the regulations overstep the commissioner’s legal boundaries and could harm consumers in the long run.

As posted at:
July 18, 2011

Insurance Commissioner Dave Jones, joined by Amy Bach, Executive Director of United Policyholders, announced today a series of new homeowners regulations aimed at enhancing the standards and training for estimating the replacement value on homeowners' insurance in the event of a disaster. These new regulations also represent a concerted effort to significantly curb the common problem of...

As posted at:
July 12, 2011

If you're angry enough to consider filing a lawsuit against your insurance company, make sure you do so only as a last resort, after all negotiations have failed. If there is an acceptable alternative, a courtroom is the last place you want to be.