July 21, 2011
These tools and workshops apply lessons learned by those who’ve lost homes in past wildfires, plus tips from leading safety and construction experts. United Policyholders is a national nonprofit 501(c) (3) organization that educates consumers on insurance matters with over 19 years of experience helping disaster victims navigate the insurance recovery process on their own and find the right...

July 21, 2011
With the advent of fire season, California Insurance Commissioner Dave Jones visited Rancho Bernardo Thursday to remind locals that they should prepare a home inventory list now. The list, along with doing an annual update of property insurance policies to reflect current rebuilding prices and home improvements, were among tips Jones gave during a press conference at the Rancho Bernardo home of...

July 21, 2011
State Sen. David Baria has become the first Gulf Coast representative on the board of United Policyholders, a group that helps consumers nationwide with insurance issues. Baria’s experience as an attorney, policymaker and Hurricane Katrina survivor who lost his Bay St. Louis home will all be helpful to United Policyholders, said the California-based group’s executive director, Amy Bach. “I feel...
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July 20, 2011
In a move to prevent homeowners from being underinsured after disasters, the California insurance commissioner has imposed new regulations for estimating a home’s replacement value for insurance purposes. Some insurers have sued in response, saying the regulations overstep the commissioner’s legal boundaries and could harm consumers in the long run. “In the wake of the terrible firestorms in...
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July 18, 2011
Insurance Commissioner Dave Jones, joined by Amy Bach, Executive Director of United Policyholders, announced today a series of new homeowners regulations aimed at enhancing the standards and training for estimating the replacement value on homeowners' insurance in the event of a disaster. These new regulations also represent a concerted effort to significantly curb the common problem of...
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July 12, 2011
If you're angry enough to consider filing a lawsuit against your insurance company, make sure you do so only as a last resort, after all negotiations have failed. If there is an acceptable alternative, a courtroom is the last place you want to be. Peter Moraga, spokesperson for the Insurance Information Network of California, says that often matters can be settled between yourself and your...

June 30, 2011
There's a disturbing nationwide trend of insurance companies chipping away at coverage for homeowners, says Amy Bach, executive director of the nonprofit United Policyholders consumer group. She says she's disturbed by what she sees as policies becoming less adequate. "We have been working on a number of fronts to try to reverse this tide, while alerting consumers so they have a chance to protect...

June 30, 2011
In a series of stories Sunday, the Birmingham News, Huntsville Times and Press-Register showed the insurance struggles scores of Alabama homeowners are going through in the wake of the April 27 tornadoes. And hurricane season, which regularly creates insurance questions along the coast, has only just begun.As part of the series, Press-Register business reporter Jeff Amy is holding a 2-day...

June 30, 2011
Two California trade associations have filed court documents in an attempt to stop one aspect of regulations that were implemented June 27 by Insurance Commissioner Dave Jones. The Association of California Insurance Companies (ACIC) and the Personal Insurance Federation of California (PIFC) say in a statement that they agree with and support most of the newly enacted regulations drafted by...

June 30, 2011
SAN BRUNO, Calif. (KGO) -- Most homeowners have insurance, but few ever find out if their coverage is adequate until disaster strikes. The San Bruno pipeline explosion is one example of a major catastrophe putting home owner's insurance to the test. Tammy Zapata is a resident of San Bruno who lived down the street from the epicenter of the San Bruno gas explosion and fire. "The house was jumping...