June 30, 2011
SAN BRUNO, Calif. (KGO) -- Most homeowners have insurance, but few ever find out if their coverage is adequate until disaster strikes. The San Bruno pipeline explosion is one example of a major catastrophe putting home owner's insurance to the test. Tammy Zapata is a resident of San Bruno who lived down the street from the epicenter of the San Bruno gas explosion and fire. "The house was jumping...

June 21, 2011
Sometimes insurance agents tell you what they think you want to hear in order to sell a home insurance policy and secure a commission. When misfortunes occur, homeowners who count on insurance to carry them through tough times sometimes get an unpleasant surprise: They don't have all of the policy protections they thought they had purchased from their agent. Mike D'Arelli, executive director of...

June 21, 2011
Nonprofit United Policyholders offered presentations to residents interested in rebuilding their homes green after the Sept. 9 pipeline explosion and showed that there is help available. Jerry Guernsey was always talking about making his house more green. In fact, he has considered himself green for the last 40 years, as he was known for using scrap metal to work on his classic cars and other...

June 16, 2011
Just as more consumers are gravitating toward shopping sites like Amazon.com and Zappos.com, more auto insurance consumers are shopping online than ever before. According to a 2011 study by J.D. Power and Associates, 54 percent of auto insurance shoppers are getting quotes online. That’s up from just 3 percent in 2005, says Jeremy Bowler, senior director of the global insurance practice at J.D....
As posted at:

June 13, 2011
Can't get dental insurance coverage through your employer? If not, you may be tempted to skip dental cleanings and other treatments. But good basic care lowers your risk of suffering a major, expensive problem in the future. There are three ways to approach dental care if you don't have employer-based coverage - purchase your own private insurance, opt instead for a discount plan or simply pay...

June 13, 2011
While consuming hundreds of thousands of acres of forest lands and meadows, the Wallow Fire has destroyed more than 50 structures in its path, with more than 5,000 still in danger. Whether the owners of destroyed or damaged buildings will be able to rebuild and restore them to pre-fire condition could depend on the state of their insurance. Odds are, about half of them could face trouble....

June 8, 2011
A home warranty can protect your home's heating, electrical, cooling and other systems from expensive problems that regular home insurance doesn't cover. That means if your water heater fails, a home warranty – legally known as a service contract –could save you hundreds of dollars in repair costs. "The companies that offer service contracts provide them for a fixed fee to service, repair or...
As posted at: insurance.com

June 6, 2011
Q: What is an umbrella insurance policy, and under what circumstances should I have one? -- Matthew M., Smithfield, N.Y. A: An umbrella policy is extra liability insurance that protects you if you are sued. Homeowners and auto policies offer personal liability coverage, but most people only carry the minimum required by their state, typically $20,000 to $100,000. In the rare event you were to...
As posted at: CNN Money

June 2, 2011
As we were discussing roofing scams around the office, it prompted some interesting conversation. After a hailstorm in 2006, a salesperson knocked on my door and offered to fix our damaged roof. I told him I was fine and didn't need his help. Instantly, his tone changed and he became more aggressive, so much in fact, it awoke my husband from a nap. He thrust his business card inside my screen...

June 2, 2011
As posted at: