June 10, 2010

ESCONDIDO — Standing in front of an Escondido home
that rose from the ashes of the 2007 wildfires, California Insurance
Commissioner Steve Poizner said yesterday that the pain of post-fire
recovery and rebuilding has finally ended for most of the victims.

Poizner, who is running for governor, said 99 percent of the 40,000
insurance claims filed...

June 9, 2010

With the news media filled with stories lately about
natural disasters like earthquakes, hurricanes and wildfires, many
consumers may be wondering when to purchase additional insurance to
protect their homes from Mother Nature. My husband and I certainly have
been concerned with the topic since moving to California this year.

Here’s a look at how to determine if...

June 9, 2010

Just one third have rebuilt; one half submitted plans for reconstruction


June 9, 2010

Bill Clingan was around when the Loma Prieta earthquake sucker-punched
the Bay Area 20 years ago.

His Walnut Creek home suffered no damage, which is why he feels
comfortable today not having earthquake insurance.

"It's very expensive. Deductibles are high. It's just not worth it,"
said Clingan, a retiree who worked in the chemical marketing industry.

As posted at:
June 9, 2010

A Coast policyholder is appealing to the state Supreme Court for access
to Mississippi Insurance Department records that would show the dollar
amount of Katrina claims denied by insurance companies.

Long Beach policyholder Kevin Buckel filed a written request in January
2009 for records showing the total amount of damages homeowners claimed,
the total...

As posted at:
June 9, 2010

Some residents of areas burned by the Station
fire are buying flood policies on top of fire and earthquake plans,
hoping that at least one will accept mudslide damage claims.

Charred slopes in the foothills towering above William Johnson's
La Cañada Flintridge home are now a mudslide in the making after being
burned by recent...

June 9, 2010
  • Contact your insurance agent to determine what exactly your current homeowner insurance policies cover and whether they're up to date, then assess whether flood insurance is necessary. 
  • If you need flood insurance, act fast. Policies usually go into effect 30 days after purchase, and the winter rainy season is not far away. 
As posted at:
June 9, 2010

The wildfire survivor profiled in this Orange County Register
article has been attending United Policyholders’ Roadmap to Recovery
meetings and was pictured in our spring newsletter receiving her copy of
the Disaster Recovery Handbook and Household Inventory Guide.

As posted at:
June 9, 2010

Three of Alabama's four largest home insurers are raising rates,
although State Farm Fire & Casualty Co., the state's largest, is
giving coastal residents something of a break.

No. 1 State Farm, No. 2 Alfa Mutual group and No. 4 Farmers Insurance
Group — the firms that have won state approval for increases — together
control 57 percent of the state's...

June 9, 2010

California’s burning, again; the flames north of Los Angeles, also known
as the Station Fire, have already killed two people, and are
threatening tens of thousands of homes, causing the governor to declare a
state of emergency in Los Angeles and Monterey counties.

So of course it’s time for a little primer on fire insurance. I know,
you may think you understand...